Cardefi

32 crypto cards with no fee

32 of the 64 cards available in All countries pass the rule «annual fee = $0 and issuance = $0», according to Cardefi data (6 Sep 2026). MEXC Global Card leads on net value at $1,000/month: +$480 a year.

some links pay us a commission — marked on each card, never in the rankingFormula v1.2annual fee = $0 and issuance = $0 — verified on 32 cards

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32 cards

  1. MEXC Global Card

    Visa·Custodial

    Countries not disclosed

    Cashback at your stake

    4.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +$480

    Breaks even from $0 spendPaid in USDTApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  2. Trade Republic Card

    Visa·Self-custody

    11 countries

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +$240

    Breaks even from $0 spendPaid in Savings plan (stocks, ETFs or crypto)Apple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  3. OKX Card (EEA)

    Mastercard·Self-custody

    28 countries

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +$237

    Breaks even from $0 spendPaid in USDGApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  4. Jupiter Card

    Visa·Custodial

    51 countries

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.0%
    Net value / yr
    +$210

    Breaks even from $0 spendPaid in USDCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  5. Uphold Debit Card

    ·Custodial

    2 countries

    Cashback at your stake

    2.0%

    up to 3.0% with Elite

    Min. stake
    None
    Annual fee
    $0
    FX fee
    varies by tier
    Net value / yr
    +$210

    Breaks even from $0 spendPaid in XRPVerified 6 Sep 2026Tied on net value — ranked by nameReport a wrong figure

  6. Plasma One

    Visa·Self-custody

    Countries not disclosed

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    Net value / yr
    +$195

    Breaks even from $0 spendPaid in XPLApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  7. Ripio Card

    Visa·Custodial

    1 country

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    Net value / yr
    +$195

    Breaks even from $0 spendPaid in USDT or BTC or ETHVerified 6 Sep 2026Tied on net value — ranked by nameReport a wrong figure

  8. belo Mastercard

    Mastercard·Custodial

    1 country

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    Net value / yr
    +$129

    Breaks even from $0 spendPaid in Crypto listed on beloGoogle PayVerified 6 Sep 2026Report a wrong figure

  9. Bitpanda Card

    Visa·Custodial

    20 countries

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +$120

    Breaks even from $0 spendPaid in same crypto asset as spentApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  10. CL Card powered by Ledger

    ·Custodial

    37 countries

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +$120

    Breaks even from $0 spendPaid in BTC or USDC or USDTApple PayGoogle PayVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure

  11. Bleap Card

    ·Custodial

    31 countries

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +$105

    Breaks even from $0 spendPaid in USDCVerified 5 Sep 2026Report a wrong figure

  12. MetaMask Card

    Mastercard·Self-custody·metal

    45 countries

    Cashback at your stake

    1.0%

    up to 3.0% with Metal

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.0%
    Net value / yr
    +$90

    Breaks even from $0 spendPaid in mUSDApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  13. Shakepay Visa Prepaid Card

    Visa·Custodial

    1 country

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    varies by tier
    Net value / yr
    +$90

    Breaks even from $0 spendPaid in BTCApple PayGoogle PayVerified 6 Sep 2026Tied on net value — ranked by nameReport a wrong figure

  14. Bitrefill Card

    Visa·Custodial

    26 countries

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +$60

    Breaks even from $0 spendPaid in EUR store creditVerified 6 Sep 2026Report a wrong figure

  15. Swissquote Debit Mastercard

    Mastercard·Self-custody

    14 countries

    Cashback at your stake

    0.5%

    up to 1.0% with Bright

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.0%
    Net value / yr
    +$32

    Breaks even from $0 spendPaid in Trading Credit or Gold (XAU)Apple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  16. WhiteBIT Nova Card

    Visa·Self-custody

    107 countries

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.5%
    Net value / yr
    +$30

    Breaks even from $0 spendPaid in BTC or WBTVerified 6 Sep 2026Report a wrong figure

  17. Krak Card

    Mastercard·Custodial·metal

    32 countries

    Cashback at your stake

    0.0%

    up to 2.0% at $58.1k in balance

    Min. stake
    $232
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    $0

    Breaks even from $0 spendPaid in EUR or BTCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  18. Gate Card

    Visa·Custodial

    Countries not disclosed

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.5%
    Net value / yr
    −$12

    Breaks even from $0 spendPaid in Points (USDT, GT, BTC, ETH)Apple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  19. Wayex Visa Card

    Visa·Custodial

    1 country

    Cashback at your stake

    n/d

    Cashback rate not published by the issuer

    Min. stake
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    −$12

    Apple PayGoogle PayVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure

  20. SwissBorg Crypto Debit Card

    Mastercard·Self-custody

    25 countries

    Cashback at your stake

    0.1%

    up to 0.9% at $1.9k in BORG

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    −$24

    Breaks even from $0 spendPaid in BORGApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  21. Bybit Card

    Mastercard·Custodial

    6 countries

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    2.0%
    Net value / yr
    −$27

    Breaks even from $0 spendPaid in USDTApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  22. VISA Lemon Card

    Visa·Custodial

    1 country

    Cashback at your stake

    n/d

    Cashback rate not published by the issuer

    Min. stake
    Annual fee
    $0
    FX fee
    Net value / yr
    −$30

    Paid in BTCVerified 6 Sep 2026Report a wrong figure

  23. Tangem Pay Visa

    Visa·Custodial

    Countries not disclosed

    Cashback at your stake

    0.0%

    No rewards

    Min. stake
    Annual fee
    $0
    FX fee
    Net value / yr
    −$30

    Breaks even from $0 spendPaid in USDCVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure

  24. Bit2Me Card

    Mastercard·Custodial

    30 countries

    Cashback at your stake

    n/d

    Cashback rate not published by the issuer

    Min. stake
    Annual fee
    $0
    FX fee
    Net value / yr
    −$59

    Paid in B2MApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  25. Deblock Debit Card

    Visa·Custodial

    5 countries

    Cashback at your stake

    0.0%

    up to 1.0% with Premium

    Min. stake
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    −$60

    Breaks even from $0 spendPaid in EURApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  26. Laso Prepaid Card

    ·Custodial

    Countries not disclosed

    Cashback at your stake

    0.0%

    No rewards

    Min. stake
    Annual fee
    $0
    FX fee
    2.0%
    Net value / yr
    −$75

    Breaks even from $0 spendApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  27. Plutus Card

    Visa·Custodial

    31 countries

    Cashback at your stake

    0.0%

    up to 9.0% at $5.8k in PLU

    Min. stake
    $291
    Annual fee
    $0
    FX fee
    2.5%
    Net value / yr
    −$75

    Breaks even from $0 spendPaid in PLUVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure

  28. Binance Card (Brazil)

    ·Custodial

    1 country

    Cashback at your stake

    n/d

    Cashback rate not published by the issuer

    Min. stake
    Annual fee
    $0
    FX fee
    2.0%
    Net value / yr
    −$87

    Paid in CryptoApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  29. Cash App Card

    Visa·Custodial

    1 country

    Cashback at your stake

    0.0%

    No rewards

    Min. stake
    Annual fee
    $0
    FX fee
    3.0%
    Net value / yr
    −$90

    Breaks even from $0 spendPaid in BTCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  30. CoinJar Card

    Mastercard·Custodial

    1 country

    Cashback at your stake

    n/d

    Cashback rate not published by the issuer

    Min. stake
    Annual fee
    $0
    FX fee
    3.0%
    Net value / yr
    −$120

    Paid in CoinJar Rewards pointsApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  31. Oobit Spend Card

    Visa·Custodial

    Countries not disclosed

    Cashback at your stake

    n/d

    Cashback rate not published by the issuer

    Min. stake
    Annual fee
    $0
    FX fee
    3.0%
    Net value / yr
    −$120

    Paid in CryptoApple PayGoogle PayVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure

  32. Nexo Card

    Mastercard·Hybrid custody

    30 countries

    Cashback at your stake

    0.5%

    Base tier · $5k locked

    Min. stake
    $5,000
    Annual fee
    $0
    FX fee
    2.0%
    Net value / yr
    −$250

    Breaks even from $0 spendPaid in NEXO or BTCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

All 32 cards, one table
CardCashback at your stake ($0)Max cashbackAnnual feeFX feeNet value / yrConfidenceVerified
MEXC Global Card4.0%4.0%$00.0%$480B6 Sep 2026
Trade Republic Card2.0%2.0%$00.0%$240A6 Sep 2026
OKX Card (EEA)2.0%2.0%$00.0%$237A6 Sep 2026
Jupiter Card2.0%2.0%$01.0%$210B6 Sep 2026
Uphold Debit Card2.0%2.0%$0$210B6 Sep 2026
Plasma One2.0%2.0%$0$195B6 Sep 2026
Ripio Card2.0%2.0%$0$195B6 Sep 2026
belo Mastercard2.0%2.0%$0$129B6 Sep 2026
Bitpanda Card1.0%1.0%$00.0%$120B5 Sep 2026
CL Card powered by Ledger1.0%1.0%$00.0%$120A5 Sep 2026
Bleap Card1.0%1.0%$00.0%$105B5 Sep 2026
MetaMask Card1.0%1.0%$01.0%$90B5 Sep 2026
Shakepay Visa Prepaid Card1.0%1.0%$0$90A6 Sep 2026
Bitrefill Card1.0%1.0%$00.0%$60A6 Sep 2026
Swissquote Debit Mastercard0.5%0.5%$01.0%$32A6 Sep 2026
WhiteBIT Nova Card1.0%1.0%$01.5%$30A6 Sep 2026
Krak Card0.0%2.0%$00.0%$0A5 Sep 2026
Gate Card1.0%1.0%$01.5%−$12B6 Sep 2026
Wayex Visa Cardn/dn/d$00.0%−$12B5 Sep 2026
SwissBorg Crypto Debit Card0.1%0.9%$00.0%−$24A6 Sep 2026
Bybit Card2.0%2.0%$02.0%−$27B6 Sep 2026
VISA Lemon Cardn/dn/d$0−$30B6 Sep 2026
Tangem Pay Visa0.0%0.0%$0−$30B5 Sep 2026
Bit2Me Cardn/dn/d$0−$58B5 Sep 2026
Deblock Debit Card0.0%0.0%$00.0%−$60B6 Sep 2026
Laso Prepaid Card0.0%0.0%$02.0%−$75B6 Sep 2026
Plutus Card0.0%9.0%$02.5%−$75B5 Sep 2026
Binance Card (Brazil)n/dn/d$02.0%−$87B6 Sep 2026
Cash App Card0.0%0.0%$03.0%−$90A6 Sep 2026
CoinJar Cardn/dn/d$03.0%−$120B5 Sep 2026
Oobit Spend Cardn/dn/d$03.0%−$120B5 Sep 2026
Nexo Card0.5%0.5%$02.0%−$250A5 Sep 2026