Cardefi

13 crypto cards with self-custody

13 of the 64 cards available in All countries pass the rule «custody at spend = your wallet», according to Cardefi data (6 Sep 2026). Trade Republic Card leads on net value at $1,000/month: +$240 a year.

some links pay us a commission — marked on each card, never in the rankingFormula v1.2custody at spend = your wallet — verified on 13 cards

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13 cards

  1. Trade Republic Card

    Visa·Self-custody

    11 countries

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +$240

    Breaks even from $0 spendPaid in Savings plan (stocks, ETFs or crypto)Apple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  2. OKX Card (EEA)

    Mastercard·Self-custody

    28 countries

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +$237

    Breaks even from $0 spendPaid in USDGApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  3. Plasma One

    Visa·Self-custody

    Countries not disclosed

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    Net value / yr
    +$195

    Breaks even from $0 spendPaid in XPLApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  4. Xapo Card

    Visa·Self-custody·metal

    Countries not disclosed

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    FX fee
    0.0%
    Net value / yr
    +$111

    Breaks even from $0 spendPaid in BTCVerified 6 Sep 2026Report a wrong figure

  5. MetaMask Card

    Mastercard·Self-custody·metal

    45 countries

    Cashback at your stake

    1.0%

    up to 3.0% with Metal

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.0%
    Net value / yr
    +$90

    Breaks even from $0 spendPaid in mUSDApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  6. Swissquote Debit Mastercard

    Mastercard·Self-custody

    14 countries

    Cashback at your stake

    0.5%

    up to 1.0% with Bright

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.0%
    Net value / yr
    +$32

    Breaks even from $0 spendPaid in Trading Credit or Gold (XAU)Apple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  7. WhiteBIT Nova Card

    Visa·Self-custody

    107 countries

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.5%
    Net value / yr
    +$30

    Breaks even from $0 spendPaid in BTC or WBTVerified 6 Sep 2026Report a wrong figure

  8. Gnosis Pay Card

    Visa·Self-custody

    37 countries

    Cashback at your stake

    0.0%

    up to 4.0% at $11.5k in GNO

    Min. stake
    $12
    Annual fee
    FX fee
    0.0%
    Net value / yr
    $0

    Breaks even from $0 spendPaid in GNOApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  9. Holyheld Card

    ·Self-custody·metal

    Countries not disclosed

    Cashback at your stake

    0.5%

    up to 1.0% with Metal

    Min. stake
    None
    Annual fee
    $0
    FX fee
    2.5%
    Net value / yr
    −$15

    Fees exceed rewards at this stakePaid in USDCVerified 5 Sep 2026Report a wrong figure

  10. SwissBorg Crypto Debit Card

    Mastercard·Self-custody

    25 countries

    Cashback at your stake

    0.1%

    up to 0.9% at $1.9k in BORG

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    −$24

    Breaks even from $0 spendPaid in BORGApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  11. Revolut Crypto Card

    ·Self-custody

    1 country

    Cashback at your stake

    0.0%

    No rewards

    Min. stake
    Annual fee
    FX fee
    Net value / yr
    −$30

    Breaks even from $0 spendApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  12. Tria Card

    Visa·Self-custody·metal

    Countries not disclosed

    Cashback at your stake

    1.5%

    up to 6.0% with Premium Card

    Min. stake
    None
    Annual fee
    $25
    FX fee
    3.0%
    Net value / yr
    −$127

    Breaks even from $5,000/yr spendPaid in USDC or USDTVerified 6 Sep 2026Report a wrong figure

  13. 1inch Card — not verified — no page

    Mastercard·Self-custody

    Countries not disclosedNot yet verified

    Cashback at your stake

    n/d

    Cashback rate not published by the issuer

    Min. stake
    Annual fee
    FX fee
    Net value / yr

    Paid in 1INCHApple PayGoogle PayNot yet verified

All 13 cards, one table
CardCashback at your stake ($0)Max cashbackAnnual feeFX feeNet value / yrConfidenceVerified
Trade Republic Card2.0%2.0%$00.0%$240A6 Sep 2026
OKX Card (EEA)2.0%2.0%$00.0%$237A6 Sep 2026
Plasma One2.0%2.0%$0$195B6 Sep 2026
Xapo Card1.0%1.0%0.0%$111A6 Sep 2026
MetaMask Card1.0%1.0%$01.0%$90B5 Sep 2026
Swissquote Debit Mastercard0.5%0.5%$01.0%$32A6 Sep 2026
WhiteBIT Nova Card1.0%1.0%$01.5%$30A6 Sep 2026
Gnosis Pay Card0.0%4.0%0.0%$0A5 Sep 2026
Holyheld Card0.5%0.5%$02.5%−$15B5 Sep 2026
SwissBorg Crypto Debit Card0.1%0.9%$00.0%−$24A6 Sep 2026
Revolut Crypto Card0.0%0.0%−$30A6 Sep 2026
Tria Card1.5%1.5%$253.0%−$127B6 Sep 2026
1inch Card — not verified — no pagen/dn/dC