Crypto cards in Monaco
3 cards are available to residents of Monaco, according to Cardefi data (23 figures verified against issuer pages, latest 6 Sep 2026). At €5,000/month spend with no stake, Wirex One Card nets the most: +€300 (+$348) a year. Median FX fee across the 3 cards: 1.0%. Cards in Monaco are topped up over SEPA, SEPA Instant and Debit card. Issuer licences are checked in the CCAF — Liste des sociétés et établissements agréés.
Monaco at a glance
- Top-up rails
- SEPA · SEPA Instant · Debit card
- Licensing register
- CCAF — Liste des sociétés et établissements agréés →Cardefi does not check entries on your behalf — look the issuer up there before you apply.
- Net value in
- EUR at €0.86 per USD (rates of 6 Sep 2026); the formula runs in USD.
- Spend assumed
- €5,000 a month, an assumption — change it in the list.
Wirex One Card
Visa·Custodial·metal
Cashback at your stake0.5%
up to 8.0% at $50k in WPAY
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +€300
Breaks even from $0 spendPaid in USDVerified 5 Sep 2026Report a wrong figure
Swissquote Debit Mastercard
Mastercard·Self-custody
Cashback at your stake0.5%
up to 1.0% with Bright
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 1.0%
- Net value / yr
- +€129
Breaks even from $0 spendPaid in Trading Credit or Gold (XAU)Apple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
MetaMask Card
Mastercard·Self-custody·metal
Cashback at your stake1.0%
up to 3.0% with Metal
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 1.0%
- Net value / yr
- €0
Breaks even from $0 spendPaid in mUSDApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure
All 3 cards, one table
| Card | Cashback at your stake ($0) | Max cashback | Annual fee | FX fee | Net value / yr | Confidence | Verified |
|---|---|---|---|---|---|---|---|
| Wirex One Card | 0.5% | 8.0% | $0 | 0.0% | €300 | B | 5 Sep 2026 |
| Swissquote Debit Mastercard | 0.5% | 0.5% | $0 | 1.0% | €129 | A | 6 Sep 2026 |
| MetaMask Card | 1.0% | 1.0% | $0 | 1.0% | €0 | B | 5 Sep 2026 |