Cardefi
Panama

Crypto cards in Panama

4 cards are available to residents of Panama, according to Cardefi data (41 figures verified against issuer pages, latest 6 Sep 2026). At $800/month spend with no stake, Jupiter Card nets the most: +$180 a year. Median FX fee across the 4 cards: 1.0%. Cards in Panama are topped up over ACH Panamá, ACH Xpress, Yappy and Debit card. Issuer licences are checked in the Superintendency of Banks of Panama — Supervised Entities and Registries.

some links pay us a commission — marked on each card, never in the rankingFormula v1.2

Panama at a glance

Top-up rails
ACH Panamá · ACH Xpress · Yappy · Debit card
Licensing register
Superintendency of Banks of Panama — Supervised Entities and Registries →Cardefi does not check entries on your behalf — look the issuer up there before you apply.
Spend assumed
$800 a month, an assumption — change it in the list.
Filters

4 cards · 63 not available in Panama

  1. Jupiter Card

    Visa·Custodial

    Available

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.0%
    Net value / yr
    +$180
    Open at Jupiter

    Breaks even from $0 spendPaid in USDCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  2. Bitget Wallet Card

    Mastercard·Custodial

    Available

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.7%
    Net value / yr
    +$172
    Open at Bitget Wallet

    Breaks even from $6/yr spendPaid in WBTC or XAUt or xStocks or USDCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  3. Wirex One Card

    Visa·Custodial·metal

    Available

    Cashback at your stake

    0.5%

    up to 8.0% at $50k in WPAY

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +$48
    Open at Wirex

    Breaks even from $0 spendPaid in USDVerified 5 Sep 2026Report a wrong figure

  4. MetaMask Card

    Mastercard·Self-custody·metal

    Available

    Cashback at your stake

    1.0%

    up to 3.0% with Metal

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.0%
    Net value / yr
    $0
    Open at MetaMask

    Breaks even from $0 spendPaid in mUSDApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

All 4 cards, one table
CardCashback at your stake ($0)Max cashbackAnnual feeFX feeNet value / yrConfidenceVerified
Jupiter Card2.0%2.0%$01.0%$180B6 Sep 2026
Bitget Wallet Card2.0%2.0%$01.7%$172B6 Sep 2026
Wirex One Card0.5%8.0%$00.0%$48B5 Sep 2026
MetaMask Card1.0%1.0%$01.0%$0B5 Sep 2026

Cashback at three stakes

A single headline rate hides the stake behind it. Of the 4 cards that pay cashback, 1 pay more once crypto is locked up. Rates are shown at $800 a month.

CardStaked $0Staked $1,000Staked $10,000
Wirex One Cardrate rises with stake0.5%1.0%3.0%
Bitget Wallet Cardflat rate2.0%2.0%2.0%
Jupiter Cardflat rate2.0%2.0%2.0%
MetaMask Cardflat rate1.0%1.0%1.0%

Rates are the best any tier reaches at each stake. Locking up crypto carries its own risk, which no rate on this table accounts for.

The last 90 days in Panama

1 change since 9 Jun 2026: 1 card became available, 0 closed or paused, and 0 changed their terms.

Every change, with sources →

Nearby markets

Sources