Cardefi

Crypto cards in Norway

15 cards are available to residents of Norway, according to Cardefi data (149 figures verified against issuer pages, latest 6 Sep 2026). At NOK 12,000/month spend with no stake, ether.fi Cash nets the most: +NOK 2,880 (+$313) a year. Median FX fee across the 15 cards: 0.0%. Cards in Norway are topped up over SEPA, SEPA Instant, Vipps, BankAxept and Debit card. Issuer licences are checked in the Finanstilsynet — Registry. MiCA authorisation is required of issuers from 30 Dec 2025.

some links pay us a commission — marked on each card, never in the rankingFormula v1.2

Norway at a glance

Top-up rails
SEPA · SEPA Instant · Vipps · BankAxept · Debit card
Licensing register
Finanstilsynet — Registry →Cardefi does not check entries on your behalf — look the issuer up there before you apply.
MiCA
Authorisation required of issuers from 30 Dec 2025.
Net value in
NOK at NOK 9.21 per USD (rates of 31 Oct 2026); the formula runs in USD.
Spend assumed
NOK 12,000 a month, an assumption — change it in the list.
Filters

15 cards · 53 not available in Norway

Card
  1. ether.fi Cash

    Visa·Hybrid custody·metal

    Available

    Cashback at your stake

    3.0%

    No stake required

    Min. stake
    None
    Annual fee
    —
    FX fee
    1.0%
    Net value / yr
    +NOK 2,880

    Breaks even from $0 spendPaid in ETHFIApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  2. OKX Card (EEA)

    Mastercard·Self-custody

    Available

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +NOK 2,736

    Breaks even from $0 spendPaid in USDGApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  3. CL Card powered by Ledger

    —·Custodial

    Available

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +NOK 1,440

    Breaks even from $0 spendPaid in BTC or USDC or USDTApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  4. Bleap Card

    —·Custodial

    Available

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +NOK 720

    Breaks even from $0 spendPaid in USDCVerified 5 Sep 2026Report a wrong figure

  5. Wirex One Card

    Visa·Custodial·metal

    Available

    Cashback at your stake

    0.5%

    up to 8.0% at $50k in WPAY

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +NOK 720

    Breaks even from $0 spendPaid in USDVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure

  6. Bitget Wallet Card

    Mastercard·Custodial

    Available

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.7%
    Net value / yr
    +NOK 432

    Breaks even from $33/yr spendPaid in WBTC or XAUt or xStocks or USDCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  7. Gnosis Pay Card

    Visa·Self-custody

    Available

    Cashback at your stake

    0.0%

    up to 4.0% at $10.6k in GNO

    Min. stake
    $11
    Annual fee
    —
    FX fee
    0.0%
    Net value / yr
    NOK 0

    Breaks even from $0 spendPaid in GNOApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  8. Krak Card

    Mastercard·Custodial·metal

    Available

    Cashback at your stake

    0.0%

    up to 2.0% at $56k in balance

    Min. stake
    $224
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    NOK 0

    Breaks even from $0 spendPaid in EUR or BTCApple PayGoogle PayVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure

  9. MetaMask Card

    Mastercard·Self-custody·metal

    Available

    Cashback at your stake

    1.0%

    up to 3.0% with Metal

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.0%
    Net value / yr
    NOK 0

    Breaks even from $0 spendPaid in mUSDApple PayGoogle PayVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure

  10. SwissBorg Crypto Debit Card

    Mastercard·Self-custody

    Available

    Cashback at your stake

    0.1%

    up to 0.9% at $1.5k in BORG

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    −NOK 1,353

    Breaks even from $0 spendPaid in BORGApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  11. Bit2Me Card

    Mastercard·Custodial

    Available

    Cashback at your stake

    n/d

    Cashback rate not published by the issuer

    Min. stake
    —
    Annual fee
    $0
    FX fee
    —
    Net value / yr
    −NOK 2,808

    Paid in B2MApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  12. Crypto.com Visa Card

    Visa·Custodial·metal

    Available

    Cashback at your stake

    0.0%

    up to 5.0% at $504k in CRO

    Min. stake
    $504
    Annual fee
    $0
    FX fee
    2.0%
    Net value / yr
    −NOK 2,880

    Fees exceed rewards at this stakePaid in CROVerified 5 Sep 2026Report a wrong figure

  13. Plutus Card

    Visa·Custodial

    Available

    Cashback at your stake

    0.0%

    up to 9.0% at $5.5k in PLU

    Min. stake
    $274
    Annual fee
    $0
    FX fee
    2.5%
    Net value / yr
    −NOK 3,600

    Breaks even from $0 spendPaid in PLUVerified 5 Sep 2026Report a wrong figure

  14. Nexo Card

    Mastercard·Hybrid custody

    Available

    Cashback at your stake

    0.5%

    Base tier · $5k locked

    Min. stake
    $5,000
    Annual fee
    $0
    FX fee
    2.0%
    Net value / yr
    −NOK 4,462

    Breaks even from $0 spendPaid in NEXO or BTCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  15. KuCard — not verified — no page

    Visa·Custodial

    AvailableNot yet verified

    Cashback at your stake

    n/d

    Cashback rate not published by the issuer

    Min. stake
    —
    Annual fee
    —
    FX fee
    —
    Net value / yr
    —

    Paid in USDTApple PayGoogle PayNot yet verified

All 15 cards, one table
CardCashback at your stake ($0)Max cashbackAnnual feeFX feeNet value / yrConfidenceVerified
ether.fi Cash3.0%3.0%—1.0%NOK 2,880B5 Sep 2026
OKX Card (EEA)2.0%2.0%$00.0%NOK 2,736A6 Sep 2026
CL Card powered by Ledger1.0%1.0%$00.0%NOK 1,440A5 Sep 2026
Bleap Card1.0%1.0%$00.0%NOK 720B5 Sep 2026
Wirex One Card0.5%8.0%$00.0%NOK 720B5 Sep 2026
Bitget Wallet Card2.0%2.0%$01.7%NOK 432B6 Sep 2026
Gnosis Pay Card0.0%4.0%—0.0%NOK 0A5 Sep 2026
Krak Card0.0%2.0%$00.0%NOK 0A5 Sep 2026
MetaMask Card1.0%1.0%$01.0%NOK 0B5 Sep 2026
SwissBorg Crypto Debit Card0.1%0.9%$00.0%−NOK 1,353A6 Sep 2026
Bit2Me Cardn/dn/d$0—−NOK 2,808B5 Sep 2026
Crypto.com Visa Card0.0%5.0%$02.0%−NOK 2,880B5 Sep 2026
Plutus Card0.0%9.0%$02.5%−NOK 3,600B5 Sep 2026
Nexo Card0.5%0.5%$02.0%−NOK 4,462A5 Sep 2026
KuCard — not verified — no pagen/dn/d———C—