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31 crypto cards with no staking

31 of the 64 cards available in All countries pass the rule «cashback > 0 at $0 stake», according to Cardefi data (6 Sep 2026). MEXC Global Card leads on net value at $1,000/month: +$480 a year.

some links pay us a commission — marked on each card, never in the rankingFormula v1.2cashback > 0 at $0 stake — verified on 31 cards

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31 cards

  1. MEXC Global Card

    Visa·Custodial

    Countries not disclosed

    Cashback at your stake

    4.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +$480
    Open at MEXC

    Breaks even from $0 spendPaid in USDTApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  2. ether.fi Cash

    Visa·Hybrid custody·metal

    40 countries

    Cashback at your stake

    3.0%

    No stake required

    Min. stake
    None
    Annual fee
    —
    FX fee
    1.0%
    Net value / yr
    +$330
    Open at ether.fi

    Breaks even from $0 spendPaid in USDCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  3. Coinbase One Card

    —·Hybrid custody

    1 country

    Cashback at your stake

    2.0%

    up to 4.0% at $1 in balance

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +$240
    Open at Coinbase

    Breaks even from $0 spendPaid in BTCVerified 6 Sep 2026Report a wrong figure

  4. Trade Republic Card

    Visa·Self-custody

    11 countries

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +$240
    Open at Trade Republic

    Breaks even from $0 spendPaid in Savings plan (stocks, ETFs or crypto)Apple PayGoogle PayVerified 6 Sep 2026Tied on net value — ranked by nameReport a wrong figure

  5. OKX Card (EEA)

    Mastercard·Self-custody

    28 countries

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +$237
    Open at OKX

    Breaks even from $0 spendPaid in USDGApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  6. Jupiter Card

    Visa·Custodial

    51 countries

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.0%
    Net value / yr
    +$210
    Open at Jupiter

    Breaks even from $0 spendPaid in USDCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  7. Uphold Debit Card

    —·Custodial

    2 countries

    Cashback at your stake

    2.0%

    up to 3.0% with Elite

    Min. stake
    None
    Annual fee
    $0
    FX fee
    varies by tier
    Net value / yr
    +$210
    Open at Uphold

    Breaks even from $0 spendPaid in XRPVerified 6 Sep 2026Tied on net value — ranked by nameReport a wrong figure

  8. Plasma One

    Visa·Self-custody

    Countries not disclosed

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    —
    Net value / yr
    +$195
    Open at Plasma

    Breaks even from $0 spendPaid in XPLApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  9. Ripio Card

    Visa·Custodial

    1 country

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    —
    Net value / yr
    +$195
    Open at Ripio

    Breaks even from $0 spendPaid in USDT or BTC or ETHVerified 6 Sep 2026Tied on net value — ranked by nameReport a wrong figure

  10. Bitget Wallet Card

    Mastercard·Custodial

    54 countries

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.7%
    Net value / yr
    +$189
    Open at Bitget Wallet

    Breaks even from $6/yr spendPaid in WBTC or XAUt or xStocks or USDCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  11. Crypto.com Visa Signature Credit Card

    Visa·Hybrid custody

    1 country

    Cashback at your stake

    1.5%

    No stake required

    Min. stake
    None
    Annual fee
    —
    FX fee
    varies by tier
    Net value / yr
    +$150
    Open at Crypto.com

    Breaks even from $0 spendPaid in CROApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  12. Fold Bitcoin Credit Card

    Visa·Hybrid custody

    1 country

    Cashback at your stake

    1.5%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    —
    Net value / yr
    +$150
    Open at Fold

    Breaks even from $0 spendPaid in BTCApple PayGoogle PayVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure

  13. belo Mastercard

    Mastercard·Custodial

    1 country

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    —
    Net value / yr
    +$129
    Open at belo

    Breaks even from $0 spendPaid in Crypto listed on beloGoogle PayVerified 6 Sep 2026Report a wrong figure

  14. Bitpanda Card

    Visa·Custodial

    20 countries

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +$120
    Open at Bitpanda

    Breaks even from $0 spendPaid in same crypto asset as spentApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  15. Gemini Credit Card

    Mastercard·Hybrid custody·metal

    1 country

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +$120
    Open at Gemini

    Breaks even from $0 spendPaid in BTC or Eligible digital assets of choiceVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure

  16. CL Card powered by Ledger

    —·Custodial

    37 countries

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +$120
    Open at Ledger

    Breaks even from $0 spendPaid in BTC or USDC or USDTApple PayGoogle PayVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure

  17. Xapo Card

    Visa·Self-custody·metal

    Countries not disclosed

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    —
    FX fee
    0.0%
    Net value / yr
    +$111
    Open at Xapo Bank

    Breaks even from $0 spendPaid in BTCVerified 6 Sep 2026Report a wrong figure

  18. Bleap Card

    —·Custodial

    31 countries

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +$105
    Open at Bleap

    Breaks even from $0 spendPaid in USDCVerified 5 Sep 2026Report a wrong figure

  19. MetaMask Card

    Mastercard·Self-custody·metal

    45 countries

    Cashback at your stake

    1.0%

    up to 3.0% with Metal

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.0%
    Net value / yr
    +$90
    Open at MetaMask

    Breaks even from $0 spendPaid in mUSDApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  20. Shakepay Visa Prepaid Card

    Visa·Custodial

    1 country

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    varies by tier
    Net value / yr
    +$90
    Open at Shakepay

    Breaks even from $0 spendPaid in BTCApple PayGoogle PayVerified 6 Sep 2026Tied on net value — ranked by nameReport a wrong figure

  21. KAST Card

    Visa·Custodial

    Countries not disclosed

    Cashback at your stake

    1.5%

    up to 3.0% with Private

    Min. stake
    None
    Annual fee
    $20
    FX fee
    2.0%
    Net value / yr
    +$85
    Open at KAST

    Breaks even from $2,286/yr spendPaid in USD or KAST PointsVerified 5 Sep 2026Report a wrong figure

  22. Bitrefill Card

    Visa·Custodial

    26 countries

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +$60
    Open at Bitrefill

    Breaks even from $0 spendPaid in EUR store creditVerified 6 Sep 2026Report a wrong figure

  23. Wirex One Card

    Visa·Custodial·metal

    79 countries

    Cashback at your stake

    0.5%

    up to 8.0% at $50k in WPAY

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +$60
    Open at Wirex

    Breaks even from $0 spendPaid in USDVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure

  24. Swissquote Debit Mastercard

    Mastercard·Self-custody

    14 countries

    Cashback at your stake

    0.5%

    up to 1.0% with Bright

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.0%
    Net value / yr
    +$32
    Open at Swissquote

    Breaks even from $0 spendPaid in Trading Credit or Gold (XAU)Apple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  25. WhiteBIT Nova Card

    Visa·Self-custody

    107 countries

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.5%
    Net value / yr
    +$30
    Open at WhiteBIT

    Breaks even from $0 spendPaid in BTC or WBTVerified 6 Sep 2026Report a wrong figure

  26. eToro Visa Debit Card

    Visa·Custodial

    28 countries

    Cashback at your stake

    0.0%

    No stake required

    Min. stake
    —
    Annual fee
    —
    FX fee
    0.0%
    Net value / yr
    $0
    Open at eToro

    Breaks even from $0 spendPaid in StocksApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  27. Gate Card

    Visa·Custodial

    Countries not disclosed

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.5%
    Net value / yr
    −$12
    Open at Gate

    Breaks even from $0 spendPaid in Points (USDT, GT, BTC, ETH)Apple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  28. Holyheld Card

    —·Self-custody·metal

    Countries not disclosed

    Cashback at your stake

    0.5%

    up to 1.0% with Metal

    Min. stake
    None
    Annual fee
    $0
    FX fee
    2.5%
    Net value / yr
    −$15
    Open at Holyheld

    Fees exceed rewards at this stakePaid in USDCVerified 5 Sep 2026Report a wrong figure

  29. SwissBorg Crypto Debit Card

    Mastercard·Self-custody

    25 countries

    Cashback at your stake

    0.1%

    up to 0.9% at $1.9k in BORG

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    −$24
    Open at SwissBorg

    Breaks even from $0 spendPaid in BORGApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  30. Bybit Card

    Mastercard·Custodial

    6 countries

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    2.0%
    Net value / yr
    −$27
    Open at Bybit

    Breaks even from $0 spendPaid in USDTApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  31. Tria Card

    Visa·Self-custody·metal

    Countries not disclosed

    Cashback at your stake

    1.5%

    up to 6.0% with Premium Card

    Min. stake
    None
    Annual fee
    $25
    FX fee
    3.0%
    Net value / yr
    −$127
    Open at Tria

    Breaks even from $5,000/yr spendPaid in USDC or USDTVerified 6 Sep 2026Report a wrong figure

Almost passed

Cards that fail this rule by exactly one condition.

All 31 cards, one table
CardCashback at your stake ($0)Max cashbackAnnual feeFX feeNet value / yrConfidenceVerified
MEXC Global Card4.0%4.0%$00.0%$480B6 Sep 2026
ether.fi Cash3.0%3.0%—1.0%$330B5 Sep 2026
Coinbase One Card2.0%4.0%$00.0%$240A6 Sep 2026
Trade Republic Card2.0%2.0%$00.0%$240A6 Sep 2026
OKX Card (EEA)2.0%2.0%$00.0%$237A6 Sep 2026
Jupiter Card2.0%2.0%$01.0%$210B6 Sep 2026
Uphold Debit Card2.0%2.0%$0—$210B6 Sep 2026
Plasma One2.0%2.0%$0—$195B6 Sep 2026
Ripio Card2.0%2.0%$0—$195B6 Sep 2026
Bitget Wallet Card2.0%2.0%$01.7%$189B6 Sep 2026
Crypto.com Visa Signature Credit Card1.5%1.5%——$150B6 Sep 2026
Fold Bitcoin Credit Card1.5%1.5%$0—$150A5 Sep 2026
belo Mastercard2.0%2.0%$0—$129B6 Sep 2026
Bitpanda Card1.0%1.0%$00.0%$120B5 Sep 2026
Gemini Credit Card1.0%1.0%$00.0%$120A5 Sep 2026
CL Card powered by Ledger1.0%1.0%$00.0%$120A5 Sep 2026
Xapo Card1.0%1.0%—0.0%$111A6 Sep 2026
Bleap Card1.0%1.0%$00.0%$105B5 Sep 2026
MetaMask Card1.0%1.0%$01.0%$90B5 Sep 2026
Shakepay Visa Prepaid Card1.0%1.0%$0—$90A6 Sep 2026
KAST Card1.5%1.5%$202.0%$85B5 Sep 2026
Bitrefill Card1.0%1.0%$00.0%$60A6 Sep 2026
Wirex One Card0.5%8.0%$00.0%$60B5 Sep 2026
Swissquote Debit Mastercard0.5%0.5%$01.0%$32A6 Sep 2026
WhiteBIT Nova Card1.0%1.0%$01.5%$30A6 Sep 2026
eToro Visa Debit Card0.0%0.0%—0.0%$0B6 Sep 2026
Gate Card1.0%1.0%$01.5%−$12B6 Sep 2026
Holyheld Card0.5%0.5%$02.5%−$15B5 Sep 2026
SwissBorg Crypto Debit Card0.1%0.9%$00.0%−$24A6 Sep 2026
Bybit Card2.0%2.0%$02.0%−$27B6 Sep 2026
Tria Card1.5%1.5%$253.0%−$127B6 Sep 2026

no staking: Rule

cashback > 0 at $0 stake

2.0%belo Mastercard
2.0%Bitget Wallet Card
1.0%Bitpanda Card
1.0%Bitrefill Card
1.0%Bleap Card
2.0%Bybit Card
4.0%Coinbase One Card
1.5%Crypto.com Visa Signature Credit Card
3.0%ether.fi Cash
0.0%eToro Visa Debit Card
1.5%Fold Bitcoin Credit Card
1.0%Gate Card

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