Plasma One
Plasma · Visa · prepaid · Self-custody
At $1,000/month spend with no stake, Plasma One nets +$195 a year. According to Cardefi data, 6 of 10 key figures are verified from the issuer's pages, latest 6 Sep 2026.
- Cashback at your stake
- 2.0%
- Min. stake for rewards
- None
- Annual fee
- $0
- FX fee
- —
- Net value / yr
- +$195 at $1,000/mo spend
- Break-even
- $0 yearly spend to cover fees
Cashback and net value by stake
| Stake | Tier | Cashback | Net value / yr |
|---|---|---|---|
| $0 you Lite | Lite | 2.0% | +$195 |
How this card scores
Same arithmetic as every card in the catalogue, with this card's numbers in:
| Cashback at your stake | 2.0% × $12,000 | +$240 |
| Yearly fees | annual $0 + 12 × $0 | −$0 |
| FX on 25.0% of spend | 1.0% assumed + 0.5% assumed × $3,000 | −$45 |
| Locked stake, 5.0% opportunity cost | $0 × 5.0% | −$0 |
| Net value per year | +$195 |
Fees in full
Every figure below carries the issuer's own words. Tap a source count to read them. A dash means we looked and the issuer does not say. How these fees compare across every card.
| Annual fee | $0 / yearLite; Core and Platinum prices not captured1 source“Plasma One does not charge any additional fees.”[1] · landing · captured 6 Sep 2026 |
| Monthly fee | $0 / monthLite1 source“Plasma One does not charge any additional fees.”[1] · landing · captured 6 Sep 2026 |
| Card issuance | $01 source“$0Card cost”[1] · landing · captured 6 Sep 2026 |
| Foreign transaction (FX) | — not disclosed"Some transactions, such as foreign exchange and bank withdrawals, include partner fees"; amount shown in the app1 source“Some transactions, such as foreign exchange and bank withdrawals, include partner fees, which are shown in the app before you confirm.”[1] · landing · captured 6 Sep 2026 |
| Crypto conversion / spread | — not disclosed |
| ATM withdrawal | — not disclosed |
Reward tiers, as the issuer states them
| Tier | Requirement · rate · cap |
|---|---|
| Lite | 2.0% · None · Cap: not disclosed · Paid in XPL1 source“2%Base cashback”[1] · landing · captured 6 Sep 2026 |
| Core | 3.0% · Loyalty points · Cap: not disclosed · Paid in XPL1 source“3%Base cashback”[1] · landing · captured 6 Sep 2026 |
| Platinum | 4.0% · Loyalty points · Cap: not disclosed · Paid in XPL1 source“4%Base cashback”[1] · landing · captured 6 Sep 2026 |
Limits
| Spend per month | — not disclosed |
What we could not find
These figures matter for the score, and the issuer's public pages do not state them. Where we looked is listed under Sources.
- Foreign transaction (FX). "Some transactions, such as foreign exchange and bank withdrawals, include partner fees"; amount shown in the app
- Crypto conversion / spread. Not disclosed.
- ATM withdrawal. Not disclosed.
- Spend per month. Not disclosed.
Sources
1 page captured and stored with a checksum. Quotes above are matched against these snapshots by script.
- www.plasma.org/personal · landing · 6 Sep 2026
Report a wrong figure
Questions about this card
Answers are generated from the verified fields on this page. A question is only shown when the figure behind it has a source.
- Does Plasma One charge an annual fee?
- The annual fee for Plasma One is $0.
- How much cashback does Plasma One pay?
- Plasma One pays up to 2.0%, which is the highest rate any of its tiers reaches.
- Does Plasma One work with Apple Pay or Google Pay?
- Plasma One works with Apple Pay and Google Pay.
- Who holds the funds behind Plasma One?
- You do. Plasma One pulls funds from your own wallet when a transaction is authorised, so the balance stays in your custody until you spend it.
- Does Plasma One require identity verification?
- Yes. Plasma One requires full identity verification before the card can be used.