Cardefi
United States

5 crypto cards with no fee in United States

5 of the 16 cards available in United States pass the rule «annual fee = $0 and issuance = $0», according to Cardefi data (6 Sep 2026). Jupiter Card leads on net value at $1,000/month: +$228 a year.

some links pay us a commission — marked on each card, never in the rankingFormula v1.2annual fee = $0 and issuance = $0 — verified on 5 cards

United States: top-up over ACH, Wire and Debit card. FinCEN MSB Registry →

Filters

5 cards

  1. Jupiter Card

    Visa·Custodial

    Available

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.0%
    Net value / yr
    +$228
    Open at Jupiter

    Breaks even from $0 spendPaid in USDCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  2. Uphold Debit Card

    —·Custodial

    Available

    Cashback at your stake

    2.0%

    up to 3.0% with Elite

    Min. stake
    None
    Annual fee
    $0
    FX fee
    varies by tier
    Net value / yr
    +$228
    Open at Uphold

    Breaks even from $0 spendPaid in XRPVerified 6 Sep 2026Tied on net value — ranked by nameReport a wrong figure

  3. CL Card powered by Ledger

    —·Custodial

    Available

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +$120
    Open at Ledger

    Breaks even from $0 spendPaid in BTC or USDC or USDTApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  4. Krak Card

    Visa·Custodial·metal

    Available

    Cashback at your stake

    0.0%

    up to 2.0% at $50k in balance

    Min. stake
    $200
    Annual fee
    $0
    FX fee
    1.0%
    Net value / yr
    −$12
    Open at Kraken

    Breaks even from $0 spendPaid in USD or BTCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  5. Cash App Card

    Visa·Custodial

    Available

    Cashback at your stake

    0.0%

    No rewards

    Min. stake
    —
    Annual fee
    $0
    FX fee
    3.0%
    Net value / yr
    −$36
    Open at Cash App

    Breaks even from $0 spendPaid in BTCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

Almost passed

Cards that fail this rule by exactly one condition.

All 5 cards, one table
CardCashback at your stake ($0)Max cashbackAnnual feeFX feeNet value / yrConfidenceVerified
Jupiter Card2.0%2.0%$01.0%$228B6 Sep 2026
Uphold Debit Card2.0%2.0%$0—$228B6 Sep 2026
CL Card powered by Ledger1.0%1.0%$00.0%$120A5 Sep 2026
Krak Card0.0%2.0%$01.0%−$12A5 Sep 2026
Cash App Card0.0%0.0%$03.0%−$36A6 Sep 2026

no fee: Rule

annual fee = $0 and issuance = $0

0.0%Cash App Card
—Jupiter Card
0.0%Krak Card
1.5%CL Card powered by Ledger
0.0%Uphold Debit Card

Other markets