16 crypto cards with free ATM withdrawals
16 of the 64 cards available in All countries pass the rule «ATM fee = $0, or a free allowance is published», according to Cardefi data (6 Sep 2026). Trade Republic Card leads on net value at $1,000/month: +$240 a year.
Trade Republic Card
Visa·Self-custody
Cashback at your stake2.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +$240
Breaks even from $0 spendPaid in Savings plan (stocks, ETFs or crypto)Apple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
Uphold Debit Card
—·Custodial
Cashback at your stake2.0%
up to 3.0% with Elite
- Min. stake
- None
- Annual fee
- $0
- FX fee
- varies by tier
- Net value / yr
- +$210
Breaks even from $0 spendPaid in XRPVerified 6 Sep 2026Report a wrong figure
Xapo Card
Visa·Self-custody·metal
Cashback at your stake1.0%
No stake required
- Min. stake
- None
- Annual fee
- —
- FX fee
- 0.0%
- Net value / yr
- +$111
Breaks even from $0 spendPaid in BTCVerified 6 Sep 2026Report a wrong figure
Bleap Card
—·Custodial
Cashback at your stake1.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +$105
Breaks even from $0 spendPaid in USDCVerified 5 Sep 2026Report a wrong figure
Gnosis Pay Card
Visa·Self-custody
Cashback at your stake0.0%
up to 4.0% at $11.5k in GNO
- Min. stake
- $12
- Annual fee
- —
- FX fee
- 0.0%
- Net value / yr
- $0
Breaks even from $0 spendPaid in GNOApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure
Krak Card
Mastercard·Custodial·metal
Cashback at your stake0.0%
up to 2.0% at $58.1k in balance
- Min. stake
- $232
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- $0
Breaks even from $0 spendPaid in EUR or BTCApple PayGoogle PayVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure
Wayex Visa Card
Visa·Custodial
Cashback at your staken/d
Cashback rate not published by the issuer
- Min. stake
- —
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- −$12
Apple PayGoogle PayVerified 5 Sep 2026Report a wrong figure
Bybit Card
Mastercard·Custodial
Cashback at your stake2.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 2.0%
- Net value / yr
- −$27
Breaks even from $0 spendPaid in USDTApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
Fold Card (prepaid debit)
Visa·Custodial
Cashback at your staken/d
Cashback rate not published by the issuer
- Min. stake
- —
- Annual fee
- $0
- FX fee
- varies by tier
- Net value / yr
- −$30
Paid in BTCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure
Robinhood Cash Card
Mastercard·Custodial
Cashback at your stake0.0%
No rewards
- Min. stake
- —
- Annual fee
- $0
- FX fee
- —
- Net value / yr
- −$30
Breaks even from $0 spendPaid in Crypto or stock of choiceApple PayGoogle PayVerified 6 Sep 2026Tied on net value — ranked by nameReport a wrong figure
Deblock Debit Card
Visa·Custodial
Cashback at your stake0.0%
up to 1.0% with Premium
- Min. stake
- —
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- −$60
Breaks even from $0 spendPaid in EURApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
Crypto.com Visa Card
Visa·Custodial·metal
Cashback at your stake0.0%
up to 5.0% at $522.6k in CRO
- Min. stake
- $523
- Annual fee
- $0
- FX fee
- 2.0%
- Net value / yr
- −$60
Fees exceed rewards at this stakePaid in CROVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure
Binance Card (Brazil)
—·Custodial
Cashback at your staken/d
Cashback rate not published by the issuer
- Min. stake
- —
- Annual fee
- $0
- FX fee
- 2.0%
- Net value / yr
- −$87
Paid in CryptoApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
Cash App Card
Visa·Custodial
Cashback at your stake0.0%
No rewards
- Min. stake
- —
- Annual fee
- $0
- FX fee
- 3.0%
- Net value / yr
- −$90
Breaks even from $0 spendPaid in BTCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
Crypto.com Prepaid Visa Card (US)
Visa·Custodial·metal
Cashback at your stake0.0%
No stake required
- Min. stake
- —
- Annual fee
- $0
- FX fee
- 3.0%
- Net value / yr
- −$90
Fees exceed rewards at this stakePaid in CROVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure
Nexo Card
Mastercard·Hybrid custody
Cashback at your stake0.5%
Base tier · $5k locked
- Min. stake
- $5,000
- Annual fee
- $0
- FX fee
- 2.0%
- Net value / yr
- −$250
Breaks even from $0 spendPaid in NEXO or BTCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure
All 16 cards, one table
| Card | Cashback at your stake ($0) | Max cashback | Annual fee | FX fee | Net value / yr | Confidence | Verified |
|---|---|---|---|---|---|---|---|
| Trade Republic Card | 2.0% | 2.0% | $0 | 0.0% | $240 | A | 6 Sep 2026 |
| Uphold Debit Card | 2.0% | 2.0% | $0 | — | $210 | B | 6 Sep 2026 |
| Xapo Card | 1.0% | 1.0% | — | 0.0% | $111 | A | 6 Sep 2026 |
| Bleap Card | 1.0% | 1.0% | $0 | 0.0% | $105 | B | 5 Sep 2026 |
| Gnosis Pay Card | 0.0% | 4.0% | — | 0.0% | $0 | A | 5 Sep 2026 |
| Krak Card | 0.0% | 2.0% | $0 | 0.0% | $0 | A | 5 Sep 2026 |
| Wayex Visa Card | n/d | n/d | $0 | 0.0% | −$12 | B | 5 Sep 2026 |
| Bybit Card | 2.0% | 2.0% | $0 | 2.0% | −$27 | B | 6 Sep 2026 |
| Fold Card (prepaid debit) | n/d | n/d | $0 | — | −$30 | A | 5 Sep 2026 |
| Robinhood Cash Card | 0.0% | 0.0% | $0 | — | −$30 | A | 6 Sep 2026 |
| Deblock Debit Card | 0.0% | 0.0% | $0 | 0.0% | −$60 | B | 6 Sep 2026 |
| Crypto.com Visa Card | 0.0% | 5.0% | $0 | 2.0% | −$60 | B | 5 Sep 2026 |
| Binance Card (Brazil) | n/d | n/d | $0 | 2.0% | −$87 | B | 6 Sep 2026 |
| Cash App Card | 0.0% | 0.0% | $0 | 3.0% | −$90 | A | 6 Sep 2026 |
| Crypto.com Prepaid Visa Card (US) | 0.0% | 0.0% | $0 | 3.0% | −$90 | B | 5 Sep 2026 |
| Nexo Card | 0.5% | 0.5% | $0 | 2.0% | −$250 | A | 5 Sep 2026 |