WhiteBIT Nova Card

WhiteBIT · Visa · debit · Self-custody

107 countriesVerified 6 Sep 2026

At $1,000/month spend with no stake, WhiteBIT Nova Card nets +$30 a year. According to Cardefi data, 11 of 16 key figures are verified from the issuer's pages, latest 6 Sep 2026.

Open at WhiteBITdirect — pays us nothing

Cashback at your stake: 1.0%
Min. stake for rewards: None
Annual fee: $0
FX fee: 1.5%
Net value / yr: +$30
Break-even: $0

Recalculate for a stake ofSpendchanges every number on this page

Cashback and net value by stake

Stake	Tier	Cashback	Net value / yr
$0 you Chosen categories	Chosen categories	1.0%	+$30

How this card scores

Same arithmetic as every card in the catalogue, with this card's numbers in:

Cashback at your stake	1.0% × $12,000	+$120
Yearly fees	annual $0 + 12 × $0	−$0
FX on 25.0% of spend	1.5% + 1.5% × $3,000	−$90
Locked stake, 5.0% opportunity cost	$0 × 5.0%	−$0
Net value per year		+$30

Fees in full

Every figure below carries the issuer's own words. Tap a source count to read them. A dash means we looked and the issuer does not say. How these fees compare across every card. What this issuer charges to buy crypto with a card.

Annual fee	$0 / year 1 source “There are no fees for opening, maintaining, or closing the card, and no annual or monthly payments are required.”[3] · landing · captured 6 Sep 2026
Monthly fee	$0 / month 2 sources “\| Monthly maintenance”[2] · help_center · captured 6 Sep 2026 “Tap & Pay 0%Monthly Payment 0$Card Opening 0$CoinCashbacks 0%Top Up fee 0%”[5] · landing · captured 6 Sep 2026
Card issuance	$0 1 source “Tap & Pay 0%Monthly Payment 0$Card Opening 0$CoinCashbacks 0%Top Up fee 0%”[5] · landing · captured 6 Sep 2026
Foreign transaction (FX)	1.5%Conversion fee on non-USD payments at the Visa rate 1 source “the bank converts the transaction amount into a USD equivalent using the Visa exchange rate and applies the conversion fee of 1.5%. If the payment is made in USD, no currency conversion is perfo”[2] · help_center · captured 6 Sep 2026
Crypto conversion / spread	1.5%Transaction fee of 1.5% plus 0.2 USD on every payment, non-refundable on refunds 1 source “\| 1,5 % + 0.2 USD”[2] · help_center · captured 6 Sep 2026
ATM withdrawal	n/aHelp centre: At launch, cash withdrawals are unavailable.
Inactivity	$0 / month 1 source “\| Inactivity”[2] · help_center · captured 6 Sep 2026

Reward tiers, as the issuer states them

Tier	Requirement · rate · cap
Chosen categories	1.0% · None · Cap: not disclosed · Paid in BTC, WBT 1 source “Cashback is earned on eligible purchases in up to three selected categories per day using your crypto debit card. Categories include everyday expenses such as taxis (5%), subscriptions (10%), groceries (1%), food and cafés (1%), and more.”[3] · landing · captured 6 Sep 2026

Limits

spend tx	$10,000 / tx 1 source “\| Limit per transaction”[2] · help_center · captured 6 Sep 2026
Spend per day	$40,000 / day 1 source “\| 40 000 USD”[2] · help_center · captured 6 Sep 2026
Spend per month	$200,000 / month 1 source “\| 200 000 USD”[2] · help_center · captured 6 Sep 2026

Sources

5 pages captured and stored with a checksum. Quotes above are matched against these snapshots by script.

whitebit.com/fees/fiat · fees_page · 6 Sep 2026
help.whitebit.com/hc/en-gb/articles/37252367403165-What-is-the-WhiteBIT-Nova-USD-Card-and-how-do-you-apply-for-one · help_center · 6 Sep 2026
whitebit.com/crypto-card · landing · 6 Sep 2026
www.fi.ee/en/payment-services/payment-services/payment-institutions/estonian-payment-institutions/wallester · legal · 6 Sep 2026
whitebit.com/usd-card · landing · 6 Sep 2026

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Access & funding

Regions: 107 countries
KYC: full
Top-up: Assets on the WhiteBIT account with spending priority
Fiat: USD
Assets: USDC, USDT, BTC, ETH, XRP, SOL, NEAR, ADA, AVAX, WBT, DOGE
Form: virtual
Wallets: —

Risks to know

Self-custody. You hold the keys; losing them loses the balance.

Who is behind the card

Brand / programme: WhiteBIT
Infrastructure: — not disclosed
Issuer of record: Wallester AS (EE)
Licence: Finantsinspektsioon · 11812882
Network: Visa
Custody: Self-custody

2 sources

“WhiteBIT Nova is a debit Visa card issued and provided by Wallester AS a Payment Institution, authorized by the Finantsinspektsioon (Estonian Financial Supervision and Resolution Authority) , and an official Visa Principal Member. Registration code: 11812882.”[3] · landing · captured 6 Sep 2026

“Wallester AS”[4] · legal · captured 6 Sep 2026

Status

Now: Live

“No Opening Fees, More Rewards. Get WhiteBIT Nova and Save on Every Transaction With up to 10% Cashback in Real BTC.”whitebit.com · captured 6 Sep 2026

Where you can get it

Nova USD (non-EEA): 107 countries: DZ, AM, AZ, BH, BD, BN, DJ, EG, ER, ET, IN, JO, KZ, KW, KG, MY, MR, MN, OM, QA, SA, SG, LK, TJ, TZ, TN, TR, TM, AE, UZ, AD, AR, AW, AU, BJ, BT, BO, BA, BW, BR, BI, KH, CF, TD, CL, CN, KM, CG, DO, EC, SV, GQ, FO, GF, PF, GA, GM, GH, GL, GD, GP, GN, GW, HN, ID, IL, CI, JP, KE, KI, LA, LS, LR, MO, MK, MG, MW, MV, ML, MQ, MU, YT, MX, FM, MS, MA, NA, NR, NP, NC, NZ, NE, NU, NF, PG, PY, CD, RW, RE, PM, SN, SL, SB, KR, SR, SJ, ST
: Visa · Wallester AS

2 sources

“Currently, the Visa WhiteBIT Nova USD Card crypto card is available to users in the following countries: Algeria, Armenia, Azerbaijan, Bahrain, Bangladesh, Brunei, Djibouti, Egypt, Eritrea, Ethiopia, India, Jordan, Kazakhstan, Kuwait, Kyrgyzstan, Malaysia, Mauritania, Mongolia, Oman, Qatar, Saudi Arabia, Singapore, Sri Lanka, Tajikistan, Tanzania, Tunisia, Türkiye, Turkmenistan, United Arab Emirates, Uzbekistan, Andorra, Argentina, Aruba, Australia, Benin, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana”help.whitebit.com · help_center · captured 6 Sep 2026

“Japan, Kenya, Kiribati, Laos, Lesotho, Liberia, Macao, North Macedonia, Madagascar, Malawi, Maldives, Mali, Martinique, Mauritius, Mayotte, Mexico, Federated States of Micronesia, Montserrat, Morocco, Namibia, Nauru, Nepal, New Caledonia, New Zealand, Niger, Niue, Norfolk Island, Papua New Guinea, Paraguay, Democratic Republic of the Congo, Rwanda, Réunion, Saint Pierre and Miquelon, Senegal, Sierra Leone, Solomon Islands, Republic of Korea, Suriname, Svalbard and Jan Mayen”help.whitebit.com · help_center · captured 6 Sep 2026

Nova EUR (EEA): — countries not disclosed
: Visa · Wallester AS

1 source

“Dear Users, due to the implementation of the MiCA regulatory framework, we are suspending the acceptance of new users’ registrations оf EU and EEA residents.”whitebit.com · landing · captured 6 Sep 2026

Availability and terms by country ↓

Trust

Verified: 6 Sep 2026
Coverage: 11 of 16 key figures verified, 4 not disclosed
Confidence: A official source plus an independent one
Disclosure: help center
Source: whitebit.com
Link: direct — pays us nothing

Report a wrong figure · Formula v1.2

Availability and terms by country

One row per country with a Cardefi hub, read from the issuer's own country lists. 107 countries are listed as available in total.

Country	Status	Variant	Issuer / licence
Brazil	Availablechecked 6 Sep 2026	Nova USD (non-EEA)	Wallester AS
Australia	Availablechecked 6 Sep 2026	Nova USD (non-EEA)	Wallester AS
United Arab Emirates	Availablechecked 6 Sep 2026	Nova USD (non-EEA)	Wallester AS
Singapore	Availablechecked 6 Sep 2026	Nova USD (non-EEA)	Wallester AS
Japan	Availablechecked 6 Sep 2026	Nova USD (non-EEA)	Wallester AS
Malaysia	Availablechecked 6 Sep 2026	Nova USD (non-EEA)	Wallester AS
New Zealand	Availablechecked 6 Sep 2026	Nova USD (non-EEA)	Wallester AS
Argentina	Availablechecked 6 Sep 2026	Nova USD (non-EEA)	Wallester AS
Mexico	Availablechecked 6 Sep 2026	Nova USD (non-EEA)	Wallester AS
Chile	Availablechecked 6 Sep 2026	Nova USD (non-EEA)	Wallester AS
El Salvador	Availablechecked 6 Sep 2026	Nova USD (non-EEA)	Wallester AS
Bolivia	Availablechecked 6 Sep 2026	Nova USD (non-EEA)	Wallester AS
Dominican Republic	Availablechecked 6 Sep 2026	Nova USD (non-EEA)	Wallester AS
Kazakhstan	Availablechecked 6 Sep 2026	Nova USD (non-EEA)	Wallester AS
Ghana	Availablechecked 6 Sep 2026	Nova USD (non-EEA)	Wallester AS
Andorra	Availablechecked 6 Sep 2026	Nova USD (non-EEA)	Wallester AS

Questions about this card

Answers are generated from the verified fields on this page. A question is only shown when the figure behind it has a source.

What does WhiteBIT Nova Card charge on foreign currency?: WhiteBIT Nova Card adds 1.5% on transactions in a currency other than the account currency.
Does WhiteBIT Nova Card charge an annual fee?: The annual fee for WhiteBIT Nova Card is $0.
How much cashback does WhiteBIT Nova Card pay?: WhiteBIT Nova Card pays up to 1.0%, which is the highest rate any of its tiers reaches.
Who holds the funds behind WhiteBIT Nova Card?: You do. WhiteBIT Nova Card pulls funds from your own wallet when a transaction is authorised, so the balance stays in your custody until you spend it.
Does WhiteBIT Nova Card require identity verification?: Yes. WhiteBIT Nova Card requires full identity verification before the card can be used.