Crypto cards in Canada
4 cards are available to residents of Canada, according to Cardefi data (25 figures verified against issuer pages, latest 6 Sep 2026). At CA$1,300/month spend with no stake, ether.fi Cash nets the most: +CA$312 (+$225) a year. Median FX fee across the 4 cards: 1.0%. Cards in Canada are topped up over Interac e-Transfer and Debit card. Issuer licences are checked in the FINTRAC MSB Registry.
Canada at a glance
- Top-up rails
- Interac e-Transfer · Debit card
- Licensing register
- FINTRAC MSB Registry →Cardefi does not check entries on your behalf — look the issuer up there before you apply.
- Net value in
- CAD at CA$1.38 per USD (rates of 6 Sep 2026); the formula runs in USD.
- Spend assumed
- CA$1,300 a month, an assumption — change it in the list.
ether.fi Cash
Visa·Hybrid custody·metal
Cashback at your stake3.0%
No stake required
- Min. stake
- None
- Annual fee
- —
- FX fee
- 1.0%
- Net value / yr
- +CA$312
Breaks even from $0 spendPaid in USDCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure
CL Card powered by Ledger
—·Custodial
Cashback at your stake1.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +CA$156
Breaks even from $0 spendPaid in BTC or USDC or USDTApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure
Shakepay Visa Prepaid Card
Visa·Custodial
Cashback at your stake1.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- varies by tier
- Net value / yr
- +CA$133
Breaks even from $0 spendPaid in BTCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
MetaMask Card
Mastercard·Self-custody·metal
Cashback at your stake1.0%
up to 3.0% with Metal
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 1.0%
- Net value / yr
- CA$0
Breaks even from $0 spendPaid in mUSDApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure
All 4 cards, one table
| Card | Cashback at your stake ($0) | Max cashback | Annual fee | FX fee | Net value / yr | Confidence | Verified |
|---|---|---|---|---|---|---|---|
| ether.fi Cash | 3.0% | 3.0% | — | 1.0% | CA$312 | B | 5 Sep 2026 |
| CL Card powered by Ledger | 1.0% | 1.0% | $0 | 0.0% | CA$156 | A | 5 Sep 2026 |
| Shakepay Visa Prepaid Card | 1.0% | 1.0% | $0 | — | CA$133 | A | 6 Sep 2026 |
| MetaMask Card | 1.0% | 1.0% | $0 | 1.0% | CA$0 | B | 5 Sep 2026 |