KAST Card

KAST · Visa · prepaid · Custodial

0 countriesVerified 5 Sep 2026

At $1,000/month spend with no stake, KAST Card nets +$85 a year. According to Cardefi data, 8 of 10 key figures are verified from the issuer's pages, latest 5 Sep 2026.

Open at KASTdirect — pays us nothing

Cashback at your stake: 1.5%
Min. stake for rewards: None
Annual fee: $20
FX fee: 2.0%
Net value / yr: +$85
Break-even: $2,286

Recalculate for a stake ofSpendchanges every number on this page

Cashback and net value by stake

Stake	Tier	Cashback	Net value / yr
$0 you Standard	Standard	1.5%	+$85

How this card scores

Same arithmetic as every card in the catalogue, with this card's numbers in:

Cashback at your stake	1.5% × $12,000	+$180
Yearly fees	annual $20 + 12 × $0	−$20
FX on 25.0% of spend	2.0% + 0.5% assumed × $3,000	−$75
Locked stake, 5.0% opportunity cost	$0 × 5.0%	−$0
Net value per year		+$85

Fees in full

Every figure below carries the issuer's own words. Tap a source count to read them. A dash means we looked and the issuer does not say. How these fees compare across every card.

Annual fee	$20 / year"up to USD 20"; the actual fee per tier is not disclosed. Membership Premium $1,000/year and Private $10,000/year are in tiers 1 source “Annual Fees: up to USD 20”[2] · legal · captured 5 Sep 2026
Monthly fee	$0 / monthStandard membership — Free 1 source “Standard Price Free Cashback Rate 1.5%*”[1] · landing · captured 5 Sep 2026
Card issuance	$0Standard: 2 Free Cards (Virtual or Physical) 1 source “2 Free Cards (Virtual or Physical)”[1] · landing · captured 5 Sep 2026
Foreign transaction (FX)	2.0%"up to 2%" on non-USD purchases; Cross Border Fee 0% 2 sources “Foreign Exchange Fee (non-USD): up to 2%”[2] · legal · captured 5 Sep 2026 “Cross Border Fee: 0%”[2] · legal · captured 5 Sep 2026
Crypto conversion / spread	— not disclosedStablecoin conversion spread not disclosed; the formula assumes 0.5% for segment D
ATM withdrawal	2.0%USD 3 + 2% per withdrawal 1 source “ATM Withdrawal Fees: USD3 +2% per withdrawal”[2] · legal · captured 5 Sep 2026
ATM fixed fee	$3 / tx 1 source “ATM Withdrawal Fees: USD3 +2% per withdrawal”[2] · legal · captured 5 Sep 2026
Top-up	— not disclosedStablecoin top-up fee not disclosed in the Card Terms

Reward tiers, as the issuer states them

Tier	Requirement · rate · cap
Standard	1.5% · None · Cap: not disclosed · Paid in USDCashback on the first US$2,000 of spend; the period (month/year) is not stated in the source, so the cap is not applied in the formula 2 sources “Standard: 1.5% cashback on your first US$2,000.”[3] · legal · captured 5 Sep 2026 “Card Cashback \| 1.5%* \| 2%* \| 3%*”[1] · landing · captured 5 Sep 2026
Premium	2.0% · $1,000 / year · Cap: not disclosed · Paid in USD, KAST PointsOn the first US$10,000; period not stated. +1% KAST Points on all spend 2 sources “Premium: 2% cashback on your first US$10,000 and +1% KAST Points on all spend, uncapped.”[3] · legal · captured 5 Sep 2026 “$1,000 / year”[1] · landing · captured 5 Sep 2026
Private	3.0% · $10,000 / year · Cap: not disclosed · Paid in USD, KAST PointsOn the first US$40,000; period not stated. +2% KAST Points 2 sources “Private: 3% cashback on your first US$40,000 and +2% KAST Points on all spend, uncapped.”[3] · legal · captured 5 Sep 2026 “$10,000 / year”[1] · landing · captured 5 Sep 2026

Limits

Spend per month	— not disclosedLimit set individually by KAST and the issuer; no numbers in the Card Terms
Declined transaction fee	$0.50 / tx 1 source “Declined Transaction Fees: up to USD 0.5 per declined transaction”[2] · legal · captured 5 Sep 2026
Small transaction fee	$0.20 / txFor non-USD transactions below USD 25 1 source “Low Transaction Fees (non-USD): USD 0.2 / transaction below USD 25”[2] · legal · captured 5 Sep 2026

What we could not find

These figures matter for the score, and the issuer's public pages do not state them. Where we looked is listed under Sources.

Crypto conversion / spread. Stablecoin conversion spread not disclosed; the formula assumes 0.5% for segment D
Spend per month. Limit set individually by KAST and the issuer; no numbers in the Card Terms

Sources

4 pages captured and stored with a checksum. Quotes above are matched against these snapshots by script.

www.kast.xyz/ · landing · 5 Sep 2026
www.kast.xyz/legal/ra-card-terms-non-us · legal · 5 Sep 2026
www.kast.xyz/legal/kast-membership-agreement · legal · 5 Sep 2026
www.kast.xyz/blog/kast-kyc-guide-how-verification-helps-protect-your-account · landing · 6 Sep 2026

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Access & funding

Regions: Countries not disclosed
KYC: full
Top-up: —
Fiat: USD
Assets: USDT, USDC, USDe
Form: virtual + physical
Wallets: —

Risks to know

Custodial. The issuer holds your funds; check its licence below.

Who is behind the card

Brand / programme: Troia Corp (KAST)
Infrastructure: — not disclosed
Issuer of record: Third National (US)
Licence: —
Network: Visa
Custody: Custodial

2 sources

“The issuer for this card program is Third National.”[2] · legal · captured 5 Sep 2026

“The card program is issued by the Issuer under license from Visa.”[2] · legal · captured 5 Sep 2026

Status

Now: Live

“KAST cards are accepted at 150M merchants in 170+ countries.”kast.xyz · captured 5 Sep 2026

Where you can get it

Global (non-US): — countries not disclosed

1 source

“KAST works in 170+ countries from day one.”kast.xyz · landing · captured 5 Sep 2026

Trust

Verified: 5 Sep 2026
Coverage: 8 of 10 key figures verified, 2 not disclosed
Confidence: B official sources only
Disclosure: legal pdf
Source: kast.xyz
Link: direct — pays us nothing

Report a wrong figure · Formula v1.2

Questions about this card

Answers are generated from the verified fields on this page. A question is only shown when the figure behind it has a source.

What does KAST Card charge on foreign currency?: KAST Card adds 2.0% on transactions in a currency other than the account currency.
Does KAST Card charge an annual fee?: The annual fee for KAST Card is $20.
How much cashback does KAST Card pay?: KAST Card pays up to 1.5%, which is the highest rate any of its tiers reaches.
What does KAST Card charge at an ATM?: KAST Card charges 2.0% on ATM withdrawals. The ATM operator may add its own fee on top.
Who holds the funds behind KAST Card?: The issuer does. Spending on KAST Card draws on a balance held by the provider, not in a wallet you control.
Does KAST Card require identity verification?: Yes. KAST Card requires full identity verification before the card can be used.