Cardefi
New Zealand

Crypto cards in New Zealand

4 cards are available to residents of New Zealand, according to Cardefi data (31 figures verified against issuer pages, latest 6 Sep 2026). At NZ$2,000/month spend with no stake, ether.fi Cash nets the most: +NZ$480 (+$283) a year. Median FX fee across the 4 cards: 1.0%. Cards in New Zealand are topped up over Domestic bank transfer (SBI/BECS) and Debit card. Issuer licences are checked in the Financial Service Providers Register (FSPR).

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New Zealand at a glance

Top-up rails
Domestic bank transfer (SBI/BECS) · Debit card
Licensing register
Financial Service Providers Register (FSPR) →Cardefi does not check entries on your behalf — look the issuer up there before you apply.
Net value in
NZD at NZ$1.69 per USD (rates of 6 Sep 2026); the formula runs in USD.
Spend assumed
NZ$2,000 a month, an assumption — change it in the list.
Filters

4 cards · 64 not available in New Zealand

  1. ether.fi Cash

    Visa·Hybrid custody·metal

    Available

    Cashback at your stake

    3.0%

    No stake required

    Min. stake
    None
    Annual fee
    —
    FX fee
    1.0%
    Net value / yr
    +NZ$480
    Open at ether.fi

    Breaks even from $0 spendPaid in USDCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  2. Jupiter Card

    Visa·Custodial

    Available

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.0%
    Net value / yr
    +NZ$240
    Open at Jupiter

    Breaks even from $0 spendPaid in USDCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  3. Wirex One Card

    Visa·Custodial·metal

    Available

    Cashback at your stake

    0.5%

    up to 8.0% at $50k in WPAY

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +NZ$120
    Open at Wirex

    Breaks even from $0 spendPaid in USDVerified 5 Sep 2026Report a wrong figure

  4. WhiteBIT Nova Card

    Visa·Self-custody

    Available

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.5%
    Net value / yr
    −NZ$480
    Open at WhiteBIT

    Breaks even from $0 spendPaid in BTC or WBTVerified 6 Sep 2026Report a wrong figure

All 4 cards, one table
CardCashback at your stake ($0)Max cashbackAnnual feeFX feeNet value / yrConfidenceVerified
ether.fi Cash3.0%3.0%—1.0%NZ$480B5 Sep 2026
Jupiter Card2.0%2.0%$01.0%NZ$240B6 Sep 2026
Wirex One Card0.5%8.0%$00.0%NZ$120B5 Sep 2026
WhiteBIT Nova Card1.0%1.0%$01.5%−NZ$480A6 Sep 2026

Cashback at three stakes

A single headline rate hides the stake behind it. Of the 4 cards that pay cashback, 1 pay more once crypto is locked up. Rates are shown at NZ$2,000 a month.

CardStaked $0Staked $1,000Staked $10,000
ether.fi Cashflat rate3.0%3.0%3.0%
Wirex One Cardrate rises with stake0.5%1.0%3.0%
Jupiter Cardflat rate2.0%2.0%2.0%
WhiteBIT Nova Cardflat rate1.0%1.0%1.0%

Rates are the best any tier reaches at each stake. Locking up crypto carries its own risk, which no rate on this table accounts for.

Nearby markets

Sources