Crypto cards in United States
16 cards are available to residents of United States, according to Cardefi data (99 figures verified against issuer pages, latest 6 Sep 2026). At $1,000/month spend with no stake, ether.fi Cash nets the most: +$348 a year. Median FX fee across the 16 cards: 1.0%. Cards in United States are topped up over ACH, Wire and Debit card. Issuer licences are checked in the FinCEN MSB Registry.
United States at a glance
- Top-up rails
- ACH · Wire · Debit card
- Licensing register
- FinCEN MSB Registry →Cardefi does not check entries on your behalf — look the issuer up there before you apply.
- Spend assumed
- $1,000 a month, an assumption — change it in the list.
ether.fi Cash
Visa·Hybrid custody·metal
Cashback at your stake3.0%
No stake required
- Min. stake
- None
- Annual fee
- —
- FX fee
- 1.0%
- Net value / yr
- +$348
Breaks even from $0 spendPaid in USDCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure
Coinbase One Card
—·Hybrid custody
Cashback at your stake2.0%
up to 4.0% at $1 in balance
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +$240
Breaks even from $0 spendPaid in BTCVerified 6 Sep 2026Report a wrong figure
Jupiter Card
Visa·Custodial
Cashback at your stake2.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 1.0%
- Net value / yr
- +$228
Breaks even from $0 spendPaid in USDCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
Uphold Debit Card
—·Custodial
Cashback at your stake2.0%
up to 3.0% with Elite
- Min. stake
- None
- Annual fee
- $0
- FX fee
- varies by tier
- Net value / yr
- +$228
Breaks even from $0 spendPaid in XRPVerified 6 Sep 2026Tied on net value — ranked by nameReport a wrong figure
Crypto.com Visa Signature Credit Card
Visa·Hybrid custody
Cashback at your stake1.5%
No stake required
- Min. stake
- None
- Annual fee
- —
- FX fee
- varies by tier
- Net value / yr
- +$168
Breaks even from $0 spendPaid in CROApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
Fold Bitcoin Credit Card
Visa·Hybrid custody
Cashback at your stake1.5%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- —
- Net value / yr
- +$168
Breaks even from $0 spendPaid in BTCApple PayGoogle PayVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure
Gemini Credit Card
Mastercard·Hybrid custody·metal
Cashback at your stake1.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +$120
Breaks even from $0 spendPaid in BTC or Eligible digital assets of choiceVerified 5 Sep 2026Report a wrong figure
CL Card powered by Ledger
—·Custodial
Cashback at your stake1.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +$120
Breaks even from $0 spendPaid in BTC or USDC or USDTApple PayGoogle PayVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure
Wirex One Card
Visa·Custodial·metal
Cashback at your stake0.5%
up to 8.0% at $50k in WPAY
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +$60
Breaks even from $0 spendPaid in USDVerified 5 Sep 2026Report a wrong figure
Coinbase Card
Visa·Custodial
Cashback at your staken/d
Cashback rate not published by the issuer
- Min. stake
- —
- Annual fee
- $0
- FX fee
- —
- Net value / yr
- −$12
Paid in Crypto of choice from rotating listVerified 5 Sep 2026Report a wrong figure
Fold Card (prepaid debit)
Visa·Custodial
Cashback at your staken/d
Cashback rate not published by the issuer
- Min. stake
- —
- Annual fee
- $0
- FX fee
- varies by tier
- Net value / yr
- −$12
Paid in BTCApple PayGoogle PayVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure
Krak Card
Visa·Custodial·metal
Cashback at your stake0.0%
up to 2.0% at $50k in balance
- Min. stake
- $200
- Annual fee
- $0
- FX fee
- 1.0%
- Net value / yr
- −$12
Breaks even from $0 spendPaid in USD or BTCApple PayGoogle PayVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure
Robinhood Cash Card
Mastercard·Custodial
Cashback at your stake0.0%
No rewards
- Min. stake
- —
- Annual fee
- $0
- FX fee
- —
- Net value / yr
- −$12
Breaks even from $0 spendPaid in Crypto or stock of choiceApple PayGoogle PayVerified 6 Sep 2026Tied on net value — ranked by nameReport a wrong figure
Cash App Card
Visa·Custodial
Cashback at your stake0.0%
No rewards
- Min. stake
- —
- Annual fee
- $0
- FX fee
- 3.0%
- Net value / yr
- −$36
Breaks even from $0 spendPaid in BTCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
Crypto.com Prepaid Visa Card (US)
Visa·Custodial·metal
Cashback at your stake0.0%
No stake required
- Min. stake
- —
- Annual fee
- $0
- FX fee
- 3.0%
- Net value / yr
- −$36
Fees exceed rewards at this stakePaid in CROVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure
Phantom Cash debit card — not verified — no page
Visa·Custodial
Cashback at your staken/d
Cashback rate not published by the issuer
- Min. stake
- —
- Annual fee
- —
- FX fee
- —
- Net value / yr
- —
Apple PayGoogle PayNot yet verified
All 16 cards, one table
| Card | Cashback at your stake ($0) | Max cashback | Annual fee | FX fee | Net value / yr | Confidence | Verified |
|---|---|---|---|---|---|---|---|
| ether.fi Cash | 3.0% | 3.0% | — | 1.0% | $348 | B | 5 Sep 2026 |
| Coinbase One Card | 2.0% | 4.0% | $0 | 0.0% | $240 | A | 6 Sep 2026 |
| Jupiter Card | 2.0% | 2.0% | $0 | 1.0% | $228 | B | 6 Sep 2026 |
| Uphold Debit Card | 2.0% | 2.0% | $0 | — | $228 | B | 6 Sep 2026 |
| Crypto.com Visa Signature Credit Card | 1.5% | 1.5% | — | — | $168 | B | 6 Sep 2026 |
| Fold Bitcoin Credit Card | 1.5% | 1.5% | $0 | — | $168 | A | 5 Sep 2026 |
| Gemini Credit Card | 1.0% | 1.0% | $0 | 0.0% | $120 | A | 5 Sep 2026 |
| CL Card powered by Ledger | 1.0% | 1.0% | $0 | 0.0% | $120 | A | 5 Sep 2026 |
| Wirex One Card | 0.5% | 8.0% | $0 | 0.0% | $60 | B | 5 Sep 2026 |
| Coinbase Card | n/d | n/d | $0 | — | −$12 | A | 5 Sep 2026 |
| Fold Card (prepaid debit) | n/d | n/d | $0 | — | −$12 | A | 5 Sep 2026 |
| Krak Card | 0.0% | 2.0% | $0 | 1.0% | −$12 | A | 5 Sep 2026 |
| Robinhood Cash Card | 0.0% | 0.0% | $0 | — | −$12 | A | 6 Sep 2026 |
| Cash App Card | 0.0% | 0.0% | $0 | 3.0% | −$36 | A | 6 Sep 2026 |
| Crypto.com Prepaid Visa Card (US) | 0.0% | 0.0% | $0 | 3.0% | −$36 | B | 5 Sep 2026 |
| Phantom Cash debit card — not verified — no page | n/d | n/d | — | — | — | C | — |