Cardefi
Japan

Crypto cards in Japan

5 cards are available to residents of Japan, according to Cardefi data (50 figures verified against issuer pages, latest 6 Sep 2026). At ¥150,000/month spend with no stake, ether.fi Cash nets the most: +¥36,004 (+$230) a year. Median FX fee across the 5 cards: 1.0%. Cards in Japan are topped up over Furikomi (Zengin), Konbini and Debit card. Issuer licences are checked in the FSA — Registry of Crypto Asset Exchange Service Providers.

some links pay us a commission — marked on each card, never in the rankingFormula v1.2

Japan at a glance

Top-up rails
Furikomi (Zengin) · Konbini · Debit card
Licensing register
FSA — Registry of Crypto Asset Exchange Service Providers →Cardefi does not check entries on your behalf — look the issuer up there before you apply.
Net value in
JPY at ¥157 per USD (rates of 6 Sep 2026); the formula runs in USD.
Spend assumed
¥150,000 a month, an assumption — change it in the list.
Filters

5 cards · 62 not available in Japan

  1. ether.fi Cash

    Visa·Hybrid custody·metal

    Available

    Cashback at your stake

    3.0%

    No stake required

    Min. stake
    None
    Annual fee
    —
    FX fee
    1.0%
    Net value / yr
    +¥36,004
    Open at ether.fi

    Breaks even from $0 spendPaid in USDCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  2. Jupiter Card

    Visa·Custodial

    Available

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.0%
    Net value / yr
    +¥18,002
    Open at Jupiter

    Breaks even from $0 spendPaid in USDCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  3. Wirex One Card

    Visa·Custodial·metal

    Available

    Cashback at your stake

    0.5%

    up to 8.0% at $50k in WPAY

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +¥9,001
    Open at Wirex

    Breaks even from $0 spendPaid in USDVerified 5 Sep 2026Report a wrong figure

  4. Bitget Wallet Card

    Visa·Custodial

    Available

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.7%
    Net value / yr
    +¥4,501
    Open at Bitget Wallet

    Breaks even from $0 spendPaid in WBTC or XAUt or xStocks or USDCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  5. WhiteBIT Nova Card

    Visa·Self-custody

    Available

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.5%
    Net value / yr
    −¥36,004
    Open at WhiteBIT

    Breaks even from $0 spendPaid in BTC or WBTVerified 6 Sep 2026Report a wrong figure

All 5 cards, one table
CardCashback at your stake ($0)Max cashbackAnnual feeFX feeNet value / yrConfidenceVerified
ether.fi Cash3.0%3.0%—1.0%¥36,004B5 Sep 2026
Jupiter Card2.0%2.0%$01.0%¥18,002B6 Sep 2026
Wirex One Card0.5%8.0%$00.0%¥9,001B5 Sep 2026
Bitget Wallet Card2.0%2.0%$01.7%¥4,501B6 Sep 2026
WhiteBIT Nova Card1.0%1.0%$01.5%−¥36,004A6 Sep 2026

Cashback at three stakes

A single headline rate hides the stake behind it. Of the 5 cards that pay cashback, 1 pay more once crypto is locked up. Rates are shown at ¥150,000 a month.

CardStaked $0Staked $1,000Staked $10,000
ether.fi Cashflat rate3.0%3.0%3.0%
Wirex One Cardrate rises with stake0.5%1.0%3.0%
Bitget Wallet Cardflat rate2.0%2.0%2.0%
Jupiter Cardflat rate2.0%2.0%2.0%
WhiteBIT Nova Cardflat rate1.0%1.0%1.0%

Rates are the best any tier reaches at each stake. Locking up crypto carries its own risk, which no rate on this table accounts for.

The last 90 days in Japan

1 change since 9 Jun 2026: 1 card became available, 0 closed or paused, and 0 changed their terms.

Every change, with sources →

Nearby markets

Sources