Crypto cards in Kazakhstan
Crypto card payments are restricted in Kazakhstan. Law No. 193-VII bans the issue and circulation of unbacked digital assets anywhere in Kazakhstan outside the Astana International Financial Centre, and a backed digital asset cannot serve as a unit of settlement or legal tender. The cards below are listed for reference only, without application links. 3 cards are available to residents of Kazakhstan, according to Cardefi data (46 figures verified against issuer pages, latest 6 Sep 2026). At KZT 300,000/month spend with no stake, Wirex One Card nets the most: +KZT 17,992 (+$39) a year. Median FX fee across the 3 cards: 1.5%. Cards in Kazakhstan are topped up over Instant Payment System (IPS), Interbank transfer by phone number, Interbank QR and Debit card. Issuer licences are checked in the AFSA Public Register (Astana Financial Services Authority, AIFC).
Kazakhstan at a glance
- Top-up rails
- Instant Payment System (IPS) · Interbank transfer by phone number · Interbank QR · Debit card
- Licensing register
- AFSA Public Register (Astana Financial Services Authority, AIFC) →Cardefi does not check entries on your behalf — look the issuer up there before you apply.
- Net value in
- KZT at KZT 456 per USD (rates of 6 Sep 2026); the formula runs in USD.
- Spend assumed
- KZT 300,000 a month, an assumption — change it in the list.
Crypto card payments are restricted in Kazakhstan
Law No. 193-VII bans the issue and circulation of unbacked digital assets anywhere in Kazakhstan outside the Astana International Financial Centre, and a backed digital asset cannot serve as a unit of settlement or legal tender. Cardefi therefore shows no application links for Kazakhstan: the cards on this page are listed for reference only, with the fees and rewards the issuer publishes elsewhere.
The regulator's own register is the place to check any issuer's standing: AFSA Public Register (Astana Financial Services Authority, AIFC) →
Wirex One Card
Visa·Custodial·metal
Cashback at your stake0.5%
up to 8.0% at $50k in WPAY
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +KZT 17,992
Breaks even from $0 spendPaid in USDVerified 5 Sep 2026Report a wrong figure
WhiteBIT Nova Card
Visa·Self-custody
Cashback at your stake1.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 1.5%
- Net value / yr
- −KZT 71,968
Breaks even from $0 spendPaid in BTC or WBTVerified 6 Sep 2026Report a wrong figure
Bybit Card
Mastercard·Custodial
Cashback at your stake2.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 2.0%
- Net value / yr
- −KZT 77,010
Breaks even from $0 spendPaid in USDTApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
All 3 cards, one table
| Card | Cashback at your stake ($0) | Max cashback | Annual fee | FX fee | Net value / yr | Confidence | Verified |
|---|---|---|---|---|---|---|---|
| Wirex One Card | 0.5% | 8.0% | $0 | 0.0% | KZT 17,992 | B | 5 Sep 2026 |
| WhiteBIT Nova Card | 1.0% | 1.0% | $0 | 1.5% | −KZT 71,968 | A | 6 Sep 2026 |
| Bybit Card | 2.0% | 2.0% | $0 | 2.0% | −KZT 77,010 | B | 6 Sep 2026 |