Wayex Visa Card
Wayex · Visa · prepaid · Custodial
Wayex Visa Card does not publish its cashback terms; net value is computed on fees only, so at $1,000/month spend the card costs $12 a year. According to Cardefi data, 6 of 8 key figures are verified from the issuer's pages, latest 5 Sep 2026.
- Cashback at your stake
- not disclosed
- Min. stake for rewards
- —
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- −$12 at $1,000/mo spend
- Break-even
- — not computed: cashback rate not published
Cashback and net value by stake
| Stake | Tier | Cashback | Net value / yr |
|---|---|---|---|
| $0 you Standard | Standard | not disclosed | −$12 |
How this card scores
Same arithmetic as every card in the catalogue, with this card's numbers in:
| Cashback at your stake | not disclosed | — |
| Yearly fees | annual $0 + 12 × $0 | −$0 |
| FX on 25.0% of spend | 0.0% + 0.4% × $3,000 | −$12 |
| Locked stake, 5.0% opportunity cost | $0 × 5.0% | −$0 |
| Net value per year | −$12 |
Fees in full
Every figure below carries the issuer's own words. Tap a source count to read them. A dash means we looked and the issuer does not say. How these fees compare across every card.
| Annual fee | A$0 / year1 source“Annual card feeNo ongoing card fee, ever.$0”[3] · fees_page · captured 5 Sep 2026 |
| Monthly fee | A$0 / month1 source“| Monthly Card Fee | FREE”[2] · legal · captured 5 Sep 2026 |
| Card issuance | A$0Digital card free; physical $15 AUD (PDS "Purchase Price")1 source“Digital card issuanceProvisioned to Apple Pay / Google Pay in minutes after KYC.$0”[3] · fees_page · captured 5 Sep 2026 |
| Physical card / delivery | A$15Physical card1 source“| Purchase Price | $15.00 AUD”[2] · legal · captured 5 Sep 2026 |
| Foreign transaction (FX) | 0.0% |
| Crypto conversion / spread | 0.4%Standard tier (under $10,000 per 30 days); Silver 0.30%, Gold 0.20%, Platinum 0.10%, Diamond 0%1 source“Spend on the Wayex CardCrypto-to-AUD conversion at the point of sale, at your tier rate. Same rate as a buy.Up to 0.40%”[3] · fees_page · captured 5 Sep 2026 |
| ATM withdrawal | 0.0%1 source“| ATM Withdrawal Fee | FREE”[2] · legal · captured 5 Sep 2026 |
Reward tiers, as the issuer states them
| Tier | Requirement · rate · cap |
|---|---|
| Standard | not disclosed · None · Cap: none |
Limits
| Spend per month | — not disclosed"Daily Limit: Up to Available Balance"; maximum balance $10,000, total loads $150,000 over the card's life |
| Max balance | A$10,0001 source“| Maximum Card Balance (at any one time) | $10,000.00”[2] · legal · captured 5 Sep 2026 |
| ATM per day | A$1,000 / daysources disagreeThe PDS limits table gives $1,000, the text above it $500 |
What we could not find
These figures matter for the score, and the issuer's public pages do not state them. Where we looked is listed under Sources.
- rate. No cashback programme advertised on the site or in the PDS
- Spend per month. "Daily Limit: Up to Available Balance"; maximum balance $10,000, total loads $150,000 over the card's life
Sources
3 pages captured and stored with a checksum. Quotes above are matched against these snapshots by script.
- www.wayex.com/au/card/ · landing · 5 Sep 2026
- www.wayex.com/au/applegal/pds/ · legal · 5 Sep 2026
- www.wayex.com/au/fees/ · fees_page · 5 Sep 2026
Report a wrong figure
Availability and terms by country
One row per country with a Cardefi hub, read from the issuer's own country lists. 1 countries are listed as available in total.
| Country | Status | Issuer / licence |
|---|---|---|
| Australia | Availablechecked 5 Sep 2026 | Flexewallet Pty Ltd |
Questions about this card
Answers are generated from the verified fields on this page. A question is only shown when the figure behind it has a source.
- What does Wayex Visa Card charge on foreign currency?
- Wayex Visa Card adds 0.0% on transactions in a currency other than the account currency.
- Does Wayex Visa Card charge an annual fee?
- The annual fee for Wayex Visa Card is $0.
- Does Wayex Visa Card work with Apple Pay or Google Pay?
- Wayex Visa Card works with Apple Pay and Google Pay.
- What does Wayex Visa Card charge at an ATM?
- Wayex Visa Card charges 0.0% on ATM withdrawals. The ATM operator may add its own fee on top.
- Who holds the funds behind Wayex Visa Card?
- The issuer does. Spending on Wayex Visa Card draws on a balance held by the provider, not in a wallet you control.
- Does Wayex Visa Card require identity verification?
- Yes. Wayex Visa Card requires full identity verification before the card can be used.