Laso Finance

Laso Prepaid Card

Laso Finance · other · prepaid · Custodial

0 countriesVerified 6 Sep 2026

Laso Prepaid Card pays no rewards, so at $1,000/month spend the card costs $75 a year. According to Cardefi data, 6 of 7 key figures are verified from the issuer's pages, latest 6 Sep 2026.

Open at Laso Financedirect — pays us nothing

Cashback at your stake: 0.0%
Min. stake for rewards: —
Annual fee: $0
FX fee: 2.0%
Net value / yr: −$75
Break-even: $0

Recalculate for a stake ofSpendchanges every number on this page

Cashback and net value by stake

Stake	Tier	Cashback	Net value / yr
$0 you Prepaid	Prepaid	0.0%	−$75

How this card scores

Same arithmetic as every card in the catalogue, with this card's numbers in:

Cashback at your stake	0.0% × $12,000	+$0
Yearly fees	annual $0 + 12 × $0	−$0
FX on 25.0% of spend	2.0% + 0.5% assumed × $3,000	−$75
Locked stake, 5.0% opportunity cost	$0 × 5.0%	−$0
Net value per year		−$75

Fees in full

Every figure below carries the issuer's own words. Tap a source count to read them. A dash means we looked and the issuer does not say. How these fees compare across every card.

Annual fee	$0 / year 1 source “No monthly fees, no transaction fees, no maintenance fees. In most cases, you only pay a one-time deposit fee when loading your card.”[1] · fees_page · captured 6 Sep 2026
Monthly fee	$0 / month 1 source “No monthly fees, no transaction fees, no maintenance fees. In most cases, you only pay a one-time deposit fee when loading your card.”[1] · fees_page · captured 6 Sep 2026
Card issuance	$0 1 source “Card issuance”[1] · fees_page · captured 6 Sep 2026
Foreign transaction (FX)	0.02 1 source “~2% FX rate for non-USD transactions”[1] · fees_page · captured 6 Sep 2026
ATM withdrawal	n/a
Top-up	0.038 1 source “Intl card deposit”[1] · fees_page · captured 6 Sep 2026

Reward tiers, as the issuer states them

Tier	Requirement · rate · cap
Prepaid	0.0% · None 1 source “No monthly fees, no transaction fees, no maintenance fees. In most cases, you only pay a one-time deposit fee when loading your card.”[1] · fees_page · captured 6 Sep 2026

Limits

card value	$1,000 1 source “$1k max”[1] · fees_page · captured 6 Sep 2026
refund fee	0.14 1 source “Refund fee: 14%, $10 min (if possible)”[1] · fees_page · captured 6 Sep 2026

Sources

2 pages captured and stored with a checksum. Quotes above are matched against these snapshots by script.

laso.finance/fees · fees_page · 6 Sep 2026
laso.finance/ · landing · 6 Sep 2026

Report a wrong figure

Access & funding

Regions: Countries not disclosed
KYC: none
Top-up: —
Fiat: USD
Assets: USDC, USDT, DAI
Form: virtual
Wallets: Apple Pay, Google Pay

Risks to know

Custodial. The issuer holds your funds; check its licence below.
No rewards. This card only spends; it never pays back.

Who is behind the card

Brand / programme: Laso Finance LLC
Infrastructure: — not disclosed
Issuer of record: — not disclosed
Licence: —
Network: — not disclosed
Custody: Custodial · none

1 source

“Laso Finance is a limited liability company (LLC), registered as a money services business (MSB) with the U.S. Department of the Treasury's Financial Crimes Enforcement Network (FinCEN), registration number 31000328975254. Laso Finance LLC's office address is 5900 Balcones Drive Suite 100, Austin, TX 78731.”[2] · landing · captured 6 Sep 2026

Status

Now: Live

“Connect your wallet and start spending in minutes. Prepaid cards, gift cards, and direct debit card transfers. No identity verification required.”laso.finance · captured 6 Sep 2026

Where you can get it

International (non-reloadable, no KYC): — countries not disclosed
blocked: RU, BY, UA, IR, KP, SY, VE, CU

1 source

“Works in 100+ countries. Add to Apple Pay, Google Pay, or Samsung Pay.”laso.finance · fees_page · captured 6 Sep 2026

Trust

Verified: 6 Sep 2026
Coverage: 6 of 7 key figures verified
Confidence: B official sources only
Disclosure: public page
Source: laso.finance
Link: direct — pays us nothing

Report a wrong figure · Formula v1.2

Questions about this card

Answers are generated from the verified fields on this page. A question is only shown when the figure behind it has a source.

What does Laso Prepaid Card charge on foreign currency?: Laso Prepaid Card adds 2.0% on transactions in a currency other than the account currency.
Does Laso Prepaid Card charge an annual fee?: The annual fee for Laso Prepaid Card is $0.
Does Laso Prepaid Card work with Apple Pay or Google Pay?: Laso Prepaid Card works with Apple Pay and Google Pay.
Who holds the funds behind Laso Prepaid Card?: The issuer does. Spending on Laso Prepaid Card draws on a balance held by the provider, not in a wallet you control.
Does Laso Prepaid Card require identity verification?: Laso Prepaid Card can be opened without identity verification. Limits and available countries are usually narrower as a result.