Crypto cards in United Kingdom
13 cards are available to residents of United Kingdom, according to Cardefi data (134 figures verified against issuer pages, latest 6 Sep 2026). At £800/month spend with no stake, ether.fi Cash nets the most: +£192 (+$261) a year. Median FX fee across the 13 cards: 0.0%. Cards in United Kingdom are topped up over Faster Payments and Debit card. Issuer licences are checked in the FCA Financial Services Register.
United Kingdom at a glance
- Top-up rails
- Faster Payments · Debit card
- Licensing register
- FCA Financial Services Register →Cardefi does not check entries on your behalf — look the issuer up there before you apply.
- Net value in
- GBP at £0.74 per USD (rates of 6 Sep 2026); the formula runs in USD.
- Spend assumed
- £800 a month, an assumption — change it in the list.
ether.fi Cash
Visa·Hybrid custody·metal
Cashback at your stake3.0%
No stake required
- Min. stake
- None
- Annual fee
- —
- FX fee
- 1.0%
- Net value / yr
- +£192
Breaks even from $0 spendPaid in USDCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure
CL Card powered by Ledger
—·Custodial
Cashback at your stake1.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +£96
Breaks even from $0 spendPaid in BTC or USDC or USDTApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure
Uphold Debit Card
—·Custodial
Cashback at your stake1.0%
No stake required
- Min. stake
- None
- Annual fee
- —
- FX fee
- —
- Net value / yr
- +£82
Breaks even from $0 spendPaid in GBPVerified 6 Sep 2026Report a wrong figure
Wirex One Card
Visa·Custodial·metal
Cashback at your stake0.5%
up to 8.0% at $50k in WPAY
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +£48
Breaks even from $0 spendPaid in USDVerified 5 Sep 2026Report a wrong figure
Swissquote Debit Mastercard
Mastercard·Self-custody
Cashback at your stake0.5%
up to 1.0% with Bright
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 1.0%
- Net value / yr
- +£34
Breaks even from $0 spendPaid in Trading Credit or Gold (XAU)Apple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
Bitget Wallet Card
Mastercard·Custodial
Cashback at your stake2.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 1.7%
- Net value / yr
- +£29
Breaks even from $33/yr spendPaid in WBTC or XAUt or xStocks or USDCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
eToro Visa Debit Card
Visa·Custodial
Cashback at your stake0.0%
No stake required
- Min. stake
- —
- Annual fee
- —
- FX fee
- 0.0%
- Net value / yr
- £0
Breaks even from $0 spendPaid in StocksApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
Gnosis Pay Card
Visa·Self-custody
Cashback at your stake0.0%
up to 4.0% at $11.5k in GNO
- Min. stake
- $12
- Annual fee
- —
- FX fee
- 0.0%
- Net value / yr
- £0
Breaks even from $0 spendPaid in GNOApple PayGoogle PayVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure
Krak Card
Mastercard·Custodial·metal
Cashback at your stake0.0%
up to 2.0% at $67.9k in balance
- Min. stake
- $272
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- £0
Breaks even from $0 spendPaid in GBP or BTCApple PayGoogle PayVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure
SwissBorg Crypto Debit Card
Mastercard·Self-custody
Cashback at your stake0.1%
up to 0.9% at $1.9k in BORG
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- −£9
Breaks even from $0 spendPaid in BORGApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
Revolut Crypto Card
—·Self-custody
Cashback at your stake0.0%
No rewards
- Min. stake
- —
- Annual fee
- —
- FX fee
- —
- Net value / yr
- −£14
Breaks even from $0 spendApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
Plutus Card
Visa·Custodial
Cashback at your stake0.0%
up to 9.0% at $5.8k in PLU
- Min. stake
- $291
- Annual fee
- $0
- FX fee
- 2.5%
- Net value / yr
- −£36
Breaks even from $0 spendPaid in PLUVerified 5 Sep 2026Report a wrong figure
Nexo Card
Mastercard·Hybrid custody
Cashback at your stake0.5%
Base tier · $5k locked
- Min. stake
- $5,000
- Annual fee
- $0
- FX fee
- 2.0%
- Net value / yr
- −£165
Breaks even from $0 spendPaid in NEXO or BTCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure
All 13 cards, one table
| Card | Cashback at your stake ($0) | Max cashback | Annual fee | FX fee | Net value / yr | Confidence | Verified |
|---|---|---|---|---|---|---|---|
| ether.fi Cash | 3.0% | 3.0% | — | 1.0% | £192 | B | 5 Sep 2026 |
| CL Card powered by Ledger | 1.0% | 1.0% | $0 | 0.0% | £96 | A | 5 Sep 2026 |
| Uphold Debit Card | 1.0% | 1.0% | — | — | £82 | B | 6 Sep 2026 |
| Wirex One Card | 0.5% | 8.0% | $0 | 0.0% | £48 | B | 5 Sep 2026 |
| Swissquote Debit Mastercard | 0.5% | 0.5% | $0 | 1.0% | £34 | A | 6 Sep 2026 |
| Bitget Wallet Card | 2.0% | 2.0% | $0 | 1.7% | £29 | B | 6 Sep 2026 |
| eToro Visa Debit Card | 0.0% | 0.0% | — | 0.0% | £0 | B | 6 Sep 2026 |
| Gnosis Pay Card | 0.0% | 4.0% | — | 0.0% | £0 | A | 5 Sep 2026 |
| Krak Card | 0.0% | 2.0% | $0 | 0.0% | £0 | A | 5 Sep 2026 |
| SwissBorg Crypto Debit Card | 0.1% | 0.9% | $0 | 0.0% | −£9 | A | 6 Sep 2026 |
| Revolut Crypto Card | 0.0% | 0.0% | — | — | −£14 | A | 6 Sep 2026 |
| Plutus Card | 0.0% | 9.0% | $0 | 2.5% | −£36 | B | 5 Sep 2026 |
| Nexo Card | 0.5% | 0.5% | $0 | 2.0% | −£165 | A | 5 Sep 2026 |