Cardefi
United Arab Emirates

Crypto cards in United Arab Emirates

5 cards are available to residents of United Arab Emirates, according to Cardefi data (38 figures verified against issuer pages, latest 6 Sep 2026). At AED 6,000/month spend with no stake, ether.fi Cash nets the most: +AED 1,440 (+$392) a year. Median FX fee across the 5 cards: 1.0%. Cards in United Arab Emirates are topped up over Aani (IPP), Bank transfer and Debit card. Issuer licences are checked in the VARA Public Register (Dubai Virtual Assets Regulatory Authority).

some links pay us a commission — marked on each card, never in the rankingFormula v1.2

United Arab Emirates at a glance

Top-up rails
Aani (IPP) · Bank transfer · Debit card
Licensing register
VARA Public Register (Dubai Virtual Assets Regulatory Authority) →Cardefi does not check entries on your behalf — look the issuer up there before you apply.
Net value in
AED at AED 3.67 per USD (rates of 6 Sep 2026); the formula runs in USD.
Spend assumed
AED 6,000 a month, an assumption — change it in the list.
Filters

5 cards · 62 not available in United Arab Emirates

  1. ether.fi Cash

    Visa·Hybrid custody·metal

    Available

    Cashback at your stake

    3.0%

    No stake required

    Min. stake
    None
    Annual fee
    —
    FX fee
    1.0%
    Net value / yr
    +AED 1,440
    Open at ether.fi

    Breaks even from $0 spendPaid in USDCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  2. Jupiter Card

    Visa·Custodial

    Available

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.0%
    Net value / yr
    +AED 720
    Open at Jupiter

    Breaks even from $0 spendPaid in USDCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  3. Wirex One Card

    Visa·Custodial·metal

    Available

    Cashback at your stake

    0.5%

    up to 8.0% at $50k in WPAY

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +AED 360
    Open at Wirex

    Breaks even from $0 spendPaid in USDVerified 5 Sep 2026Report a wrong figure

  4. Swissquote Debit Mastercard

    Mastercard·Self-custody

    Available

    Cashback at your stake

    0.5%

    up to 1.0% with Bright

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.0%
    Net value / yr
    −AED 324
    Open at Swissquote

    Breaks even from $0 spendPaid in Trading Credit or Gold (XAU)Apple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  5. WhiteBIT Nova Card

    Visa·Self-custody

    Available

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.5%
    Net value / yr
    −AED 1,440
    Open at WhiteBIT

    Breaks even from $0 spendPaid in BTC or WBTVerified 6 Sep 2026Report a wrong figure

All 5 cards, one table
CardCashback at your stake ($0)Max cashbackAnnual feeFX feeNet value / yrConfidenceVerified
ether.fi Cash3.0%3.0%—1.0%AED 1,440B5 Sep 2026
Jupiter Card2.0%2.0%$01.0%AED 720B6 Sep 2026
Wirex One Card0.5%8.0%$00.0%AED 360B5 Sep 2026
Swissquote Debit Mastercard0.5%0.5%$01.0%−AED 324A6 Sep 2026
WhiteBIT Nova Card1.0%1.0%$01.5%−AED 1,440A6 Sep 2026

Cashback at three stakes

A single headline rate hides the stake behind it. Of the 5 cards that pay cashback, 1 pay more once crypto is locked up. Rates are shown at AED 6,000 a month.

CardStaked $0Staked $1,000Staked $10,000
ether.fi Cashflat rate3.0%3.0%3.0%
Wirex One Cardrate rises with stake0.5%1.0%3.0%
Jupiter Cardflat rate2.0%2.0%2.0%
WhiteBIT Nova Cardflat rate1.0%1.0%1.0%
Swissquote Debit Mastercardflat rate0.5%0.5%0.5%

Rates are the best any tier reaches at each stake. Locking up crypto carries its own risk, which no rate on this table accounts for.

The last 90 days in United Arab Emirates

1 change since 9 Jun 2026: 1 card became available, 0 closed or paused, and 0 changed their terms.

Every change, with sources →

Other markets

Sources