eToro Visa Debit Card
eToro · Visa · debit · Custodial
At $1,000/month spend with no stake, eToro Visa Debit Card nets $0 a year. According to Cardefi data, 4 of 16 key figures are verified from the issuer's pages, latest 6 Sep 2026.
Open at eTorodirect — pays us nothing
- Cashback at your stake
- 0.0%
- Min. stake for rewards
- —
- Annual fee
- —
- FX fee
- 0.0%
- Net value / yr
- $0 at $1,000/mo spend
- Break-even
- $0 yearly spend to cover fees
Cashback and net value by stake
| Stake | Tier | Cashback | Net value / yr |
|---|---|---|---|
| $0 you Platinum and above | Standard | 0.0% | $0 |
How this card scores
Same arithmetic as every card in the catalogue, with this card's numbers in:
| Cashback at your stake | 0.0% × $12,000 | +$0 |
| Yearly fees | annual $0 + 12 × $0 | −$0 |
| FX on 25.0% of spend | 0.0% × $3,000 | −$0 |
| Locked stake, 5.0% opportunity cost | $0 × 5.0% | −$0 |
| Net value per year | $0 |
Fees in full
Every figure below carries the issuer's own words. Tap a source count to read them. A dash means we looked and the issuer does not say. How these fees compare across every card.
| Annual fee | — not disclosedCard comes with Club membership; no fee stated on the captured pages |
| Monthly fee | — not disclosed |
| Card issuance | — not disclosed |
| Foreign transaction (FX) | 0.0%No FX fee on spending abroad; other fees may apply |
| Crypto conversion / spread | — not disclosedCrypto must be sold in the eToro wallet first; a 2% fee applies when moving crypto from the platform to the wallet per eToro help |
| ATM withdrawal | — not disclosed |
Reward tiers, as the issuer states them
| Tier | Requirement · rate · cap |
|---|---|
| Platinum and above | 4.0% · Loyalty points · Cap: €100 / month of rewards · Paid in Stocks |
Limits
| Spend per month | — not disclosed |
What we could not find
These figures matter for the score, and the issuer's public pages do not state them. Where we looked is listed under Sources.
- Annual fee. Card comes with Club membership; no fee stated on the captured pages
- Monthly fee. Not disclosed.
- Card issuance. Not disclosed.
- Crypto conversion / spread. Crypto must be sold in the eToro wallet first; a 2% fee applies when moving crypto from the platform to the wallet per eToro help
- ATM withdrawal. Not disclosed.
- Spend per month. Not disclosed.
Sources
3 pages captured and stored with a checksum. Quotes above are matched against these snapshots by script.
- www.etoro.com/money/debit-card/ · landing · 6 Sep 2026
- help.etoro.com/s/article/how-much-will-i-be-charged-when-using-my-etoro-money-card-abroad?language=en_GB · help_center · 6 Sep 2026
- help.etoro.com/s/article/How-does-the-eToro-Visa-card-work?language=en_GB · help_center · 6 Sep 2026
Report a wrong figure
Availability and terms by country
One row per country with a Cardefi hub, read from the issuer's own country lists. 28 countries are listed as available in total.
| Country | Status | Variant | Issuer / licence |
|---|---|---|---|
| United Kingdom | Availablechecked 6 Sep 2026terms in United Kingdom → | United Kingdom (GBP account) | eToro Money UK Ltd |
| Germany | Availablechecked 6 Sep 2026 | EU (EUR account) | eToro Money Malta Ltd |
| Spain | Availablechecked 6 Sep 2026 | EU (EUR account) | eToro Money Malta Ltd |
| Ireland | Availablechecked 6 Sep 2026 | EU (EUR account) | eToro Money Malta Ltd |
| Netherlands | Availablechecked 6 Sep 2026 | EU (EUR account) | eToro Money Malta Ltd |
| Portugal | Availablechecked 6 Sep 2026 | EU (EUR account) | eToro Money Malta Ltd |
| Poland | Availablechecked 6 Sep 2026 | EU (EUR account) | eToro Money Malta Ltd |
| Greece | Availablechecked 6 Sep 2026 | EU (EUR account) | eToro Money Malta Ltd |
| Sweden | Availablechecked 6 Sep 2026 | EU (EUR account) | eToro Money Malta Ltd |
| Czechia | Availablechecked 6 Sep 2026 | EU (EUR account) | eToro Money Malta Ltd |
| Austria | Availablechecked 6 Sep 2026 | EU (EUR account) | eToro Money Malta Ltd |
| Belgium | Availablechecked 6 Sep 2026 | EU (EUR account) | eToro Money Malta Ltd |
| Cyprus | Availablechecked 6 Sep 2026 | EU (EUR account) | eToro Money Malta Ltd |
| Latvia | Availablechecked 6 Sep 2026 | EU (EUR account) | eToro Money Malta Ltd |
| Slovakia | Availablechecked 6 Sep 2026 | EU (EUR account) | eToro Money Malta Ltd |
| Croatia | Availablechecked 6 Sep 2026 | EU (EUR account) | eToro Money Malta Ltd |
| Bulgaria | Availablechecked 6 Sep 2026 | EU (EUR account) | eToro Money Malta Ltd |
| Estonia | Availablechecked 6 Sep 2026 | EU (EUR account) | eToro Money Malta Ltd |
| Hungary | Availablechecked 6 Sep 2026 | EU (EUR account) | eToro Money Malta Ltd |
Questions about this card
Answers are generated from the verified fields on this page. A question is only shown when the figure behind it has a source.
- What does eToro Visa Debit Card charge on foreign currency?
- eToro Visa Debit Card adds 0.0% on transactions in a currency other than the account currency.
- Does eToro Visa Debit Card work with Apple Pay or Google Pay?
- eToro Visa Debit Card works with Apple Pay and Google Pay.
- Who holds the funds behind eToro Visa Debit Card?
- The issuer does. Spending on eToro Visa Debit Card draws on a balance held by the provider, not in a wallet you control.
- Does eToro Visa Debit Card require identity verification?
- Yes. eToro Visa Debit Card requires full identity verification before the card can be used.
eToro Visa Debit CardOpen at eToro