Coinbase Card

Coinbase · Visa · prepaid · Custodial

1 countryVerified 5 Sep 2026

Coinbase Card does not publish its cashback terms; net value is computed on fees only, so at $1,000/month spend the card costs $30 a year. According to Cardefi data, 2 of 8 key figures are verified from the issuer's pages, latest 5 Sep 2026.

Open at Coinbasedirect — pays us nothing

Cashback at your stake: not disclosed
Min. stake for rewards: —
Annual fee: $0
FX fee: —
Net value / yr: −$30
Break-even: —

Recalculate for a stake ofSpendchanges every number on this page

Cashback and net value by stake

Stake	Tier	Cashback	Net value / yr
$0 you Standard	Standard	not disclosed	−$30

How this card scores

Same arithmetic as every card in the catalogue, with this card's numbers in:

Cashback at your stake	not disclosed	—
Yearly fees	annual $0 + 12 × $0	−$0
FX on 25.0% of spend	1.0% assumed × $3,000	−$30
Locked stake, 5.0% opportunity cost	$0 × 5.0%	−$0
Net value per year		−$30

Fees in full

Every figure below carries the issuer's own words. Tap a source count to read them. A dash means we looked and the issuer does not say. How these fees compare across every card. What this issuer charges to buy crypto with a card.

Annual fee	$0 / year 1 source “No hidden fees. Enjoy zero spending fees and no annual fees.”[2] · landing · captured 5 Sep 2026
Monthly fee	$0 / month 1 source “No hidden fees. Enjoy zero spending fees and no annual fees.”[2] · landing · captured 5 Sep 2026
Card issuance	— not disclosed"No application fee"; a card issuance fee is not stated explicitly and sits in the Cardholder Agreement (PDF not captured)
Foreign transaction (FX)	— not disclosedNot stated on the captured pages; in the Cardholder Agreement
Crypto conversion / spread	— not disclosed"a spread applies when we buy, sell, or trade cryptocurrencies"; amount not disclosed 1 source “There are no Coinbase transaction fees but a spread applies when we buy, sell, or trade cryptocurrencies.”[2] · landing · captured 5 Sep 2026
ATM withdrawal	— not disclosed"Fees and taxes: ATM fees" section in the help centre; the nested page was not captured

Reward tiers, as the issuer states them

Tier	Requirement · rate · cap
Standard	not disclosed · None · Cap: not disclosed · Paid in Crypto of choice from rotating list 1 source “Reward rate is variable. Check your app for the most updated rate.”[2] · landing · captured 5 Sep 2026

Limits

Spend per month

— not disclosed«Spend limits apply. See terms.»

What we could not find

These figures matter for the score, and the issuer's public pages do not state them. Where we looked is listed under Sources.

Card issuance. "No application fee"; a card issuance fee is not stated explicitly and sits in the Cardholder Agreement (PDF not captured)
Foreign transaction (FX). Not stated on the captured pages; in the Cardholder Agreement
Crypto conversion / spread. "a spread applies when we buy, sell, or trade cryptocurrencies"; amount not disclosed
ATM withdrawal. "Fees and taxes: ATM fees" section in the help centre; the nested page was not captured
rate. Rate is variable and not disclosed publicly: "Reward rate is variable. Check your app for the most updated rate."
Spend per month. «Spend limits apply. See terms.»

Sources

3 pages captured and stored with a checksum. Quotes above are matched against these snapshots by script.

help.coinbase.com/en/coinbase/trading-and-funding/pricing-and-fees/fees · fees_page · 6 Sep 2026
www.coinbase.com/card · landing · 5 Sep 2026
api.fdic.gov/banks/institutions?filters=NAME%3A%22Pathward%2C%20National%20Association%22&fields=NAME%2CCERT%2CCITY%2CSTNAME%2CACTIVE%2CWEBADDR%2CCHARTER&format=json · legal · 6 Sep 2026

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Access & funding

Regions: 1 country
KYC: full
Top-up: ACH, Direct deposit, Coinbase balance
Fiat: USD
Assets: USD, USDC, Crypto on Coinbase
Form: virtual + physical
Wallets: —

Risks to know

Custodial. The issuer holds your funds; check its licence below.
Cashback terms not published. The issuer does not state a rate on its public pages, so the score counts fees only; the real net value may differ.

Who is behind the card

Brand / programme: Coinbase
Infrastructure: Marqeta
Issuer of record: Pathward N.A. (US)
Licence: FDIC / OCC · 30776
Network: Visa
Custody: Custodial · fdic passthrough

2 sources

“The Coinbase Card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Coinbase Card is powered by Marqeta.”[2] · landing · captured 5 Sep 2026

“"NAME":"Pathward, National Association"”[3] · legal · captured 6 Sep 2026

Status

Now: Live

“With Coinbase Card, US residents (excluding Hawaii) can spend crypto and US dollars wherever Visa debit cards are accepted.”help.coinbase.com · captured 5 Sep 2026

Where you can get it

US: 1 country: US
US states excluded: HI

1 source

“Right now, Coinbase Card is available for all Coinbase customers who live in the US (excluding Hawaii).”coinbase.com · landing · captured 5 Sep 2026

Availability and terms by country ↓

Trust

Verified: 5 Sep 2026
Coverage: 2 of 8 key figures verified, 6 not disclosed
Confidence: A official source plus an independent one
Disclosure: legal pdf
Source: coinbase.com
Link: direct — pays us nothing

Report a wrong figure · Formula v1.2

Availability and terms by country

One row per country with a Cardefi hub, read from the issuer's own country lists. 1 countries are listed as available in total.

Country	Status	Issuer / licence
United States	Availablechecked 5 Sep 2026	Pathward N.A.

Questions about this card

Answers are generated from the verified fields on this page. A question is only shown when the figure behind it has a source.

Does Coinbase Card charge an annual fee?: The annual fee for Coinbase Card is $0.
Who holds the funds behind Coinbase Card?: The issuer does. Spending on Coinbase Card draws on a balance held by the provider, not in a wallet you control.
Does Coinbase Card require identity verification?: Yes. Coinbase Card requires full identity verification before the card can be used.