7 crypto cards with bitcoin in United States
7 of the 16 cards available in United States pass the rule «rewards paid in BTC, or BTC accepted for funding», according to Cardefi data (6 Sep 2026). Coinbase One Card leads on net value at $1,000/month: +$240 a year.
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Coinbase One Card
—·Hybrid custody
Cashback at your stake2.0%
up to 4.0% at $1 in balance
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +$240
Breaks even from $0 spendPaid in BTCVerified 6 Sep 2026Report a wrong figure
Fold Bitcoin Credit Card
Visa·Hybrid custody
Cashback at your stake1.5%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- —
- Net value / yr
- +$168
Breaks even from $0 spendPaid in BTCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure
Gemini Credit Card
Mastercard·Hybrid custody·metal
Cashback at your stake1.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +$120
Breaks even from $0 spendPaid in BTC or Eligible digital assets of choiceVerified 5 Sep 2026Report a wrong figure
CL Card powered by Ledger
—·Custodial
Cashback at your stake1.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +$120
Breaks even from $0 spendPaid in BTC or USDC or USDTApple PayGoogle PayVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure
Fold Card (prepaid debit)
Visa·Custodial
Cashback at your staken/d
Cashback rate not published by the issuer
- Min. stake
- —
- Annual fee
- $0
- FX fee
- varies by tier
- Net value / yr
- −$12
Paid in BTCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure
Krak Card
Visa·Custodial·metal
Cashback at your stake0.0%
up to 2.0% at $50k in balance
- Min. stake
- $200
- Annual fee
- $0
- FX fee
- 1.0%
- Net value / yr
- −$12
Breaks even from $0 spendPaid in USD or BTCApple PayGoogle PayVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure
Cash App Card
Visa·Custodial
Cashback at your stake0.0%
No rewards
- Min. stake
- —
- Annual fee
- $0
- FX fee
- 3.0%
- Net value / yr
- −$36
Breaks even from $0 spendPaid in BTCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
All 7 cards, one table
| Card | Cashback at your stake ($0) | Max cashback | Annual fee | FX fee | Net value / yr | Confidence | Verified |
|---|---|---|---|---|---|---|---|
| Coinbase One Card | 2.0% | 4.0% | $0 | 0.0% | $240 | A | 6 Sep 2026 |
| Fold Bitcoin Credit Card | 1.5% | 1.5% | $0 | — | $168 | A | 5 Sep 2026 |
| Gemini Credit Card | 1.0% | 1.0% | $0 | 0.0% | $120 | A | 5 Sep 2026 |
| CL Card powered by Ledger | 1.0% | 1.0% | $0 | 0.0% | $120 | A | 5 Sep 2026 |
| Fold Card (prepaid debit) | n/d | n/d | $0 | — | −$12 | A | 5 Sep 2026 |
| Krak Card | 0.0% | 2.0% | $0 | 1.0% | −$12 | A | 5 Sep 2026 |
| Cash App Card | 0.0% | 0.0% | $0 | 3.0% | −$36 | A | 6 Sep 2026 |