6 crypto credit cards in United States
6 of the 16 cards available in United States pass the rule «credit = true», according to Cardefi data (6 Sep 2026). ether.fi Cash leads on net value at $1,000/month: +$348 a year.
United States: top-up over ACH, Wire and Debit card. FinCEN MSB Registry →
ether.fi Cash
Visa·Hybrid custody·metal
Cashback at your stake3.0%
No stake required
- Min. stake
- None
- Annual fee
- —
- FX fee
- 1.0%
- Net value / yr
- +$348
Breaks even from $0 spendPaid in USDCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure
Coinbase One Card
—·Hybrid custody
Cashback at your stake2.0%
up to 4.0% at $1 in balance
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +$240
Breaks even from $0 spendPaid in BTCVerified 6 Sep 2026Report a wrong figure
Crypto.com Visa Signature Credit Card
Visa·Hybrid custody
Cashback at your stake1.5%
No stake required
- Min. stake
- None
- Annual fee
- —
- FX fee
- varies by tier
- Net value / yr
- +$168
Breaks even from $0 spendPaid in CROApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
Fold Bitcoin Credit Card
Visa·Hybrid custody
Cashback at your stake1.5%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- —
- Net value / yr
- +$168
Breaks even from $0 spendPaid in BTCApple PayGoogle PayVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure
Gemini Credit Card
Mastercard·Hybrid custody·metal
Cashback at your stake1.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +$120
Breaks even from $0 spendPaid in BTC or Eligible digital assets of choiceVerified 5 Sep 2026Report a wrong figure
CL Card powered by Ledger
—·Custodial
Cashback at your stake1.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +$120
Breaks even from $0 spendPaid in BTC or USDC or USDTApple PayGoogle PayVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure
All 6 cards, one table
| Card | Cashback at your stake ($0) | Max cashback | Annual fee | FX fee | Net value / yr | Confidence | Verified |
|---|---|---|---|---|---|---|---|
| ether.fi Cash | 3.0% | 3.0% | — | 1.0% | $348 | B | 5 Sep 2026 |
| Coinbase One Card | 2.0% | 4.0% | $0 | 0.0% | $240 | A | 6 Sep 2026 |
| Crypto.com Visa Signature Credit Card | 1.5% | 1.5% | — | — | $168 | B | 6 Sep 2026 |
| Fold Bitcoin Credit Card | 1.5% | 1.5% | $0 | — | $168 | A | 5 Sep 2026 |
| Gemini Credit Card | 1.0% | 1.0% | $0 | 0.0% | $120 | A | 5 Sep 2026 |
| CL Card powered by Ledger | 1.0% | 1.0% | $0 | 0.0% | $120 | A | 5 Sep 2026 |