Cardefi

5 USDC cards in United States

5 of the 16 cards available in United States pass the rule «USDC accepted for top-up or spend», according to Cardefi data (6 Sep 2026). ether.fi Cash leads on net value at $1,000/month: +$348 a year.

some links pay us a commission — marked on each card, never in the rankingFormula v1.2USDC accepted for top-up or spend — verified on 5 cards

United States: top-up over ACH, Wire and Debit card. FinCEN MSB Registry →

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5 cards

  1. ether.fi Cash

    Visa·Hybrid custody·metal

    Available

    Cashback at your stake

    3.0%

    No stake required

    Min. stake
    None
    Annual fee
    FX fee
    1.0%
    Net value / yr
    +$348

    Breaks even from $0 spendPaid in USDCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  2. Jupiter Card

    Visa·Custodial

    Available

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.0%
    Net value / yr
    +$228

    Breaks even from $0 spendPaid in USDCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  3. CL Card powered by Ledger

    ·Custodial

    Available

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +$120

    Breaks even from $0 spendPaid in BTC or USDC or USDTApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  4. Coinbase Card

    Visa·Custodial

    Available

    Cashback at your stake

    n/d

    Cashback rate not published by the issuer

    Min. stake
    Annual fee
    $0
    FX fee
    Net value / yr
    −$12

    Paid in Crypto of choice from rotating listVerified 5 Sep 2026Report a wrong figure

  5. Phantom Cash debit card — not verified — no page

    Visa·Custodial

    AvailableNot yet verified

    Cashback at your stake

    n/d

    Cashback rate not published by the issuer

    Min. stake
    Annual fee
    FX fee
    Net value / yr

    Apple PayGoogle PayNot yet verified

All 5 cards, one table
CardCashback at your stake ($0)Max cashbackAnnual feeFX feeNet value / yrConfidenceVerified
ether.fi Cash3.0%3.0%1.0%$348B5 Sep 2026
Jupiter Card2.0%2.0%$01.0%$228B6 Sep 2026
CL Card powered by Ledger1.0%1.0%$00.0%$120A5 Sep 2026
Coinbase Cardn/dn/d$0−$12A5 Sep 2026
Phantom Cash debit card — not verified — no pagen/dn/dC