7 crypto cards with USDT / USDC in United States
7 of the 16 cards available in United States pass the rule «USDT or USDC accepted for top-up or spend», according to Cardefi data (6 Sep 2026). ether.fi Cash leads on net value at $1,000/month: +$348 a year.
United States: top-up over ACH, Wire and Debit card. FinCEN MSB Registry →
ether.fi Cash
Visa·Hybrid custody·metal
Cashback at your stake3.0%
No stake required
- Min. stake
- None
- Annual fee
- —
- FX fee
- 1.0%
- Net value / yr
- +$348
Breaks even from $0 spendPaid in USDCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure
Jupiter Card
Visa·Custodial
Cashback at your stake2.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 1.0%
- Net value / yr
- +$228
Breaks even from $0 spendPaid in USDCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
Uphold Debit Card
—·Custodial
Cashback at your stake2.0%
up to 3.0% with Elite
- Min. stake
- None
- Annual fee
- $0
- FX fee
- varies by tier
- Net value / yr
- +$228
Breaks even from $0 spendPaid in XRPVerified 6 Sep 2026Tied on net value — ranked by nameReport a wrong figure
CL Card powered by Ledger
—·Custodial
Cashback at your stake1.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +$120
Breaks even from $0 spendPaid in BTC or USDC or USDTApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure
Wirex One Card
Visa·Custodial·metal
Cashback at your stake0.5%
up to 8.0% at $50k in WPAY
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +$60
Breaks even from $0 spendPaid in USDVerified 5 Sep 2026Report a wrong figure
Coinbase Card
Visa·Custodial
Cashback at your staken/d
Cashback rate not published by the issuer
- Min. stake
- —
- Annual fee
- $0
- FX fee
- —
- Net value / yr
- −$12
Paid in Crypto of choice from rotating listVerified 5 Sep 2026Report a wrong figure
Phantom Cash debit card — not verified — no page
Visa·Custodial
Cashback at your staken/d
Cashback rate not published by the issuer
- Min. stake
- —
- Annual fee
- —
- FX fee
- —
- Net value / yr
- —
Apple PayGoogle PayNot yet verified
All 7 cards, one table
| Card | Cashback at your stake ($0) | Max cashback | Annual fee | FX fee | Net value / yr | Confidence | Verified |
|---|---|---|---|---|---|---|---|
| ether.fi Cash | 3.0% | 3.0% | — | 1.0% | $348 | B | 5 Sep 2026 |
| Jupiter Card | 2.0% | 2.0% | $0 | 1.0% | $228 | B | 6 Sep 2026 |
| Uphold Debit Card | 2.0% | 2.0% | $0 | — | $228 | B | 6 Sep 2026 |
| CL Card powered by Ledger | 1.0% | 1.0% | $0 | 0.0% | $120 | A | 5 Sep 2026 |
| Wirex One Card | 0.5% | 8.0% | $0 | 0.0% | $60 | B | 5 Sep 2026 |
| Coinbase Card | n/d | n/d | $0 | — | −$12 | A | 5 Sep 2026 |
| Phantom Cash debit card — not verified — no page | n/d | n/d | — | — | — | C | — |