8 crypto cards with USDT / USDC in United Kingdom
8 of the 13 cards available in United Kingdom pass the rule «USDT or USDC accepted for top-up or spend», according to Cardefi data (6 Sep 2026). ether.fi Cash leads on net value at £800/month: +£192 (+$261) a year.
United Kingdom: top-up over Faster Payments and Debit card. FCA Financial Services Register →
ether.fi Cash
Visa·Hybrid custody·metal
Cashback at your stake3.0%
No stake required
- Min. stake
- None
- Annual fee
- —
- FX fee
- 1.0%
- Net value / yr
- +£192
Breaks even from $0 spendPaid in USDCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure
CL Card powered by Ledger
—·Custodial
Cashback at your stake1.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +£96
Breaks even from $0 spendPaid in BTC or USDC or USDTApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure
Uphold Debit Card
—·Custodial
Cashback at your stake1.0%
No stake required
- Min. stake
- None
- Annual fee
- —
- FX fee
- —
- Net value / yr
- +£82
Breaks even from $0 spendPaid in GBPVerified 6 Sep 2026Report a wrong figure
Wirex One Card
Visa·Custodial·metal
Cashback at your stake0.5%
up to 8.0% at $50k in WPAY
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +£48
Breaks even from $0 spendPaid in USDVerified 5 Sep 2026Report a wrong figure
Bitget Wallet Card
Mastercard·Custodial
Cashback at your stake2.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 1.7%
- Net value / yr
- +£29
Breaks even from $33/yr spendPaid in WBTC or XAUt or xStocks or USDCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
Gnosis Pay Card
Visa·Self-custody
Cashback at your stake0.0%
up to 4.0% at $11.5k in GNO
- Min. stake
- $12
- Annual fee
- —
- FX fee
- 0.0%
- Net value / yr
- £0
Breaks even from $0 spendPaid in GNOApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure
SwissBorg Crypto Debit Card
Mastercard·Self-custody
Cashback at your stake0.1%
up to 0.9% at $1.9k in BORG
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- −£9
Breaks even from $0 spendPaid in BORGApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
Nexo Card
Mastercard·Hybrid custody
Cashback at your stake0.5%
Base tier · $5k locked
- Min. stake
- $5,000
- Annual fee
- $0
- FX fee
- 2.0%
- Net value / yr
- −£165
Breaks even from $0 spendPaid in NEXO or BTCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure
All 8 cards, one table
| Card | Cashback at your stake ($0) | Max cashback | Annual fee | FX fee | Net value / yr | Confidence | Verified |
|---|---|---|---|---|---|---|---|
| ether.fi Cash | 3.0% | 3.0% | — | 1.0% | £192 | B | 5 Sep 2026 |
| CL Card powered by Ledger | 1.0% | 1.0% | $0 | 0.0% | £96 | A | 5 Sep 2026 |
| Uphold Debit Card | 1.0% | 1.0% | — | — | £82 | B | 6 Sep 2026 |
| Wirex One Card | 0.5% | 8.0% | $0 | 0.0% | £48 | B | 5 Sep 2026 |
| Bitget Wallet Card | 2.0% | 2.0% | $0 | 1.7% | £29 | B | 6 Sep 2026 |
| Gnosis Pay Card | 0.0% | 4.0% | — | 0.0% | £0 | A | 5 Sep 2026 |
| SwissBorg Crypto Debit Card | 0.1% | 0.9% | $0 | 0.0% | −£9 | A | 6 Sep 2026 |
| Nexo Card | 0.5% | 0.5% | $0 | 2.0% | −£165 | A | 5 Sep 2026 |