Cardefi

4 USDC cards in United Kingdom

4 of the 13 cards available in United Kingdom pass the rule «USDC accepted for top-up or spend», according to Cardefi data (6 Sep 2026). ether.fi Cash leads on net value at £800/month: +£192 (+$261) a year.

some links pay us a commission — marked on each card, never in the rankingFormula v1.2USDC accepted for top-up or spend — verified on 4 cards

United Kingdom: top-up over Faster Payments and Debit card. FCA Financial Services Register →

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4 cards

  1. ether.fi Cash

    Visa·Hybrid custody·metal

    Available

    Cashback at your stake

    3.0%

    No stake required

    Min. stake
    None
    Annual fee
    FX fee
    1.0%
    Net value / yr
    +£192

    Breaks even from $0 spendPaid in USDCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  2. CL Card powered by Ledger

    ·Custodial

    Available

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +£96

    Breaks even from $0 spendPaid in BTC or USDC or USDTApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  3. Bitget Wallet Card

    Mastercard·Custodial

    Available

    Cashback at your stake

    2.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.7%
    Net value / yr
    +£29

    Breaks even from $33/yr spendPaid in WBTC or XAUt or xStocks or USDCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  4. SwissBorg Crypto Debit Card

    Mastercard·Self-custody

    Available

    Cashback at your stake

    0.1%

    up to 0.9% at $1.9k in BORG

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    −£9

    Breaks even from $0 spendPaid in BORGApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

All 4 cards, one table
CardCashback at your stake ($0)Max cashbackAnnual feeFX feeNet value / yrConfidenceVerified
ether.fi Cash3.0%3.0%1.0%£192B5 Sep 2026
CL Card powered by Ledger1.0%1.0%$00.0%£96A5 Sep 2026
Bitget Wallet Card2.0%2.0%$01.7%£29B6 Sep 2026
SwissBorg Crypto Debit Card0.1%0.9%$00.0%−£9A6 Sep 2026