Cardefi

5 crypto cards with bitcoin in United Kingdom

5 of the 13 cards available in United Kingdom pass the rule «rewards paid in BTC, or BTC accepted for funding», according to Cardefi data (6 Sep 2026). CL Card powered by Ledger leads on net value at £800/month: +£96 (+$130) a year.

some links pay us a commission — marked on each card, never in the rankingFormula v1.2rewards paid in BTC, or BTC accepted for funding — verified on 5 cards

United Kingdom: top-up over Faster Payments and Debit card. FCA Financial Services Register →

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5 cards

  1. CL Card powered by Ledger

    ·Custodial

    Available

    Cashback at your stake

    1.0%

    No stake required

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    +£96

    Breaks even from $0 spendPaid in BTC or USDC or USDTApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  2. Swissquote Debit Mastercard

    Mastercard·Self-custody

    Available

    Cashback at your stake

    0.5%

    up to 1.0% with Bright

    Min. stake
    None
    Annual fee
    $0
    FX fee
    1.0%
    Net value / yr
    +£34

    Breaks even from $0 spendPaid in Trading Credit or Gold (XAU)Apple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  3. Krak Card

    Mastercard·Custodial·metal

    Available

    Cashback at your stake

    0.0%

    up to 2.0% at $67.9k in balance

    Min. stake
    $272
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    £0

    Breaks even from $0 spendPaid in GBP or BTCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

  4. SwissBorg Crypto Debit Card

    Mastercard·Self-custody

    Available

    Cashback at your stake

    0.1%

    up to 0.9% at $1.9k in BORG

    Min. stake
    None
    Annual fee
    $0
    FX fee
    0.0%
    Net value / yr
    −£9

    Breaks even from $0 spendPaid in BORGApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure

  5. Nexo Card

    Mastercard·Hybrid custody

    Available

    Cashback at your stake

    0.5%

    Base tier · $5k locked

    Min. stake
    $5,000
    Annual fee
    $0
    FX fee
    2.0%
    Net value / yr
    −£165

    Breaks even from $0 spendPaid in NEXO or BTCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure

All 5 cards, one table
CardCashback at your stake ($0)Max cashbackAnnual feeFX feeNet value / yrConfidenceVerified
CL Card powered by Ledger1.0%1.0%$00.0%£96A5 Sep 2026
Swissquote Debit Mastercard0.5%0.5%$01.0%£34A6 Sep 2026
Krak Card0.0%2.0%$00.0%£0A5 Sep 2026
SwissBorg Crypto Debit Card0.1%0.9%$00.0%−£9A6 Sep 2026
Nexo Card0.5%0.5%$02.0%−£165A5 Sep 2026