6 crypto cards with USDT / USDC in Australia
6 of the 9 cards available in Australia pass the rule «USDT or USDC accepted for top-up or spend», according to Cardefi data (6 Sep 2026). ether.fi Cash leads on net value at A$1,500/month: +A$360 (+$259) a year.
Australia: top-up over PayID / NPP, BPAY and Debit card. AUSTRAC DCE Register / ASIC AFSL →
ether.fi Cash
Visa·Hybrid custody·metal
Cashback at your stake3.0%
No stake required
- Min. stake
- None
- Annual fee
- —
- FX fee
- 1.0%
- Net value / yr
- +A$360
Breaks even from $0 spendPaid in USDCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure
Jupiter Card
Visa·Custodial
Cashback at your stake2.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 1.0%
- Net value / yr
- +A$180
Breaks even from $0 spendPaid in USDCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
Wirex One Card
Visa·Custodial·metal
Cashback at your stake0.5%
up to 8.0% at $50k in WPAY
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +A$90
Breaks even from $0 spendPaid in USDVerified 5 Sep 2026Report a wrong figure
Bitget Wallet Card
Visa·Custodial
Cashback at your stake2.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 1.7%
- Net value / yr
- +A$45
Breaks even from $0 spendPaid in WBTC or XAUt or xStocks or USDCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
Bybit Card
Mastercard·Custodial
Cashback at your stake2.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 2.0%
- Net value / yr
- +A$5
Breaks even from $0 spendPaid in USDTApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
WhiteBIT Nova Card
Visa·Self-custody
Cashback at your stake1.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 1.5%
- Net value / yr
- −A$360
Breaks even from $0 spendPaid in BTC or WBTVerified 6 Sep 2026Report a wrong figure
All 6 cards, one table
| Card | Cashback at your stake ($0) | Max cashback | Annual fee | FX fee | Net value / yr | Confidence | Verified |
|---|---|---|---|---|---|---|---|
| ether.fi Cash | 3.0% | 3.0% | — | 1.0% | A$360 | B | 5 Sep 2026 |
| Jupiter Card | 2.0% | 2.0% | $0 | 1.0% | A$180 | B | 6 Sep 2026 |
| Wirex One Card | 0.5% | 8.0% | $0 | 0.0% | A$90 | B | 5 Sep 2026 |
| Bitget Wallet Card | 2.0% | 2.0% | $0 | 1.7% | A$45 | B | 6 Sep 2026 |
| Bybit Card | 2.0% | 2.0% | $0 | 2.0% | A$5 | B | 6 Sep 2026 |
| WhiteBIT Nova Card | 1.0% | 1.0% | $0 | 1.5% | −A$360 | A | 6 Sep 2026 |