11 crypto Visa cards in Germany
11 of the 21 cards available in Germany pass the rule «network = Visa», according to Cardefi data (6 Sep 2026). ether.fi Cash leads on net value at €1,000/month: +€240 (+$279) a year.
Germany: top-up over SEPA, SEPA Instant and Debit card. BaFin Unternehmensdatenbank →
ether.fi Cash
Visa·Hybrid custody·metal
Cashback at your stake3.0%
No stake required
- Min. stake
- None
- Annual fee
- —
- FX fee
- 1.0%
- Net value / yr
- +€240
Breaks even from $0 spendPaid in USDCApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure
Trade Republic Card
Visa·Self-custody
Cashback at your stake2.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +€240
Breaks even from $0 spendPaid in Savings plan (stocks, ETFs or crypto)Apple PayGoogle PayVerified 6 Sep 2026Tied on net value — ranked by nameReport a wrong figure
Bitpanda Card
Visa·Custodial
Cashback at your stake1.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +€120
Breaks even from $0 spendPaid in same crypto asset as spentApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure
Bitrefill Card
Visa·Custodial
Cashback at your stake1.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +€84
Breaks even from $0 spendPaid in EUR store creditVerified 6 Sep 2026Report a wrong figure
Wirex One Card
Visa·Custodial·metal
Cashback at your stake0.5%
up to 8.0% at $50k in WPAY
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +€60
Breaks even from $0 spendPaid in USDVerified 5 Sep 2026Report a wrong figure
eToro Visa Debit Card
Visa·Custodial
Cashback at your stake0.0%
No stake required
- Min. stake
- —
- Annual fee
- —
- FX fee
- 0.0%
- Net value / yr
- €0
Breaks even from $0 spendPaid in StocksApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
Gnosis Pay Card
Visa·Self-custody
Cashback at your stake0.0%
up to 4.0% at $11.5k in GNO
- Min. stake
- $12
- Annual fee
- —
- FX fee
- 0.0%
- Net value / yr
- €0
Breaks even from $0 spendPaid in GNOApple PayGoogle PayVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure
Deblock Debit Card
Visa·Custodial
Cashback at your stake0.0%
up to 1.0% with Premium
- Min. stake
- —
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- −€36
Breaks even from $0 spendPaid in EURApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
Crypto.com Visa Card
Visa·Custodial·metal
Cashback at your stake0.0%
up to 5.0% at $522.6k in CRO
- Min. stake
- $523
- Annual fee
- $0
- FX fee
- 2.0%
- Net value / yr
- −€36
Fees exceed rewards at this stakePaid in CROVerified 5 Sep 2026Tied on net value — ranked by nameReport a wrong figure
Plutus Card
Visa·Custodial
Cashback at your stake0.0%
up to 9.0% at $5.8k in PLU
- Min. stake
- $291
- Annual fee
- $0
- FX fee
- 2.5%
- Net value / yr
- −€45
Breaks even from $0 spendPaid in PLUVerified 5 Sep 2026Report a wrong figure
KuCard — not verified — no page
Visa·Custodial
Cashback at your staken/d
Cashback rate not published by the issuer
- Min. stake
- —
- Annual fee
- —
- FX fee
- —
- Net value / yr
- —
Paid in USDTApple PayGoogle PayNot yet verified
All 11 cards, one table
| Card | Cashback at your stake ($0) | Max cashback | Annual fee | FX fee | Net value / yr | Confidence | Verified |
|---|---|---|---|---|---|---|---|
| ether.fi Cash | 3.0% | 3.0% | — | 1.0% | €240 | B | 5 Sep 2026 |
| Trade Republic Card | 2.0% | 2.0% | $0 | 0.0% | €240 | A | 6 Sep 2026 |
| Bitpanda Card | 1.0% | 1.0% | $0 | 0.0% | €120 | B | 5 Sep 2026 |
| Bitrefill Card | 1.0% | 1.0% | $0 | 0.0% | €84 | A | 6 Sep 2026 |
| Wirex One Card | 0.5% | 8.0% | $0 | 0.0% | €60 | B | 5 Sep 2026 |
| eToro Visa Debit Card | 0.0% | 0.0% | — | 0.0% | €0 | B | 6 Sep 2026 |
| Gnosis Pay Card | 0.0% | 4.0% | — | 0.0% | €0 | A | 5 Sep 2026 |
| Deblock Debit Card | 0.0% | 0.0% | $0 | 0.0% | −€36 | B | 6 Sep 2026 |
| Crypto.com Visa Card | 0.0% | 5.0% | $0 | 2.0% | −€36 | B | 5 Sep 2026 |
| Plutus Card | 0.0% | 9.0% | $0 | 2.5% | −€45 | B | 5 Sep 2026 |
| KuCard — not verified — no page | n/d | n/d | — | — | — | C | — |