3 USDT cards in Germany
3 of the 21 cards available in Germany pass the rule «USDT accepted for top-up or spend», according to Cardefi data (6 Sep 2026). CL Card powered by Ledger leads on net value at €1,000/month: +€120 (+$139) a year.
Germany: top-up over SEPA, SEPA Instant and Debit card. BaFin Unternehmensdatenbank →
CL Card powered by Ledger
—·Custodial
Cashback at your stake1.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 0.0%
- Net value / yr
- +€120
Breaks even from $0 spendPaid in BTC or USDC or USDTApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure
Bitget Wallet Card
Mastercard·Custodial
Cashback at your stake2.0%
No stake required
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 1.7%
- Net value / yr
- +€36
Breaks even from $33/yr spendPaid in WBTC or XAUt or xStocks or USDCApple PayGoogle PayVerified 6 Sep 2026Report a wrong figure
MetaMask Card
Mastercard·Self-custody·metal
Cashback at your stake1.0%
up to 3.0% with Metal
- Min. stake
- None
- Annual fee
- $0
- FX fee
- 1.0%
- Net value / yr
- €0
Breaks even from $0 spendPaid in mUSDApple PayGoogle PayVerified 5 Sep 2026Report a wrong figure
All 3 cards, one table
| Card | Cashback at your stake ($0) | Max cashback | Annual fee | FX fee | Net value / yr | Confidence | Verified |
|---|---|---|---|---|---|---|---|
| CL Card powered by Ledger | 1.0% | 1.0% | $0 | 0.0% | €120 | A | 5 Sep 2026 |
| Bitget Wallet Card | 2.0% | 2.0% | $0 | 1.7% | €36 | B | 6 Sep 2026 |
| MetaMask Card | 1.0% | 1.0% | $0 | 1.0% | €0 | B | 5 Sep 2026 |