Buying crypto with a bank card in Germany
7 of the exchanges that issue a crypto card let you buy crypto with a bank card in Germany. 4 publish the rate, and the median of those is 1.99%. The rest show it only at checkout. Figures verified 6 Sep 2026.
| Exchange | Card purchase fee | Per purchase | 3-D Secure | Accepted |
|---|---|---|---|---|
| Bit2Me | 1.99% | — | — | — |
| Nexo | 1.99% | — | — | Visa, Mastercard, Apple Pay, Google Pay |
| OKX | from 1.99% | — | — | Visa, Mastercard |
| Crypto.com | 3.99% | — | — | Visa, Mastercard, Apple Pay, Google Pay |
| Median published rate | 1.99% | |||
Rates shown only at checkout
3 of these exchanges route card payments through a third party (Banxa, MoonPay, Simplex) or price the purchase inside the exchange rate. They publish no percentage, so this table shows none. An empty cell means «not published», never «free».
| Exchange | Per purchase | 3-D Secure | Accepted |
|---|---|---|---|
| Bitpanda | up to $20,000 | — | — |
| Kraken | — | Required | Visa, Mastercard, Apple Pay, Google Pay |
| KuCoin | $5 – $5,000 | Required | Visa, Mastercard |
This is not the card fee
The fee above is charged once, when you buy crypto with your bank card. What the crypto card itself costs you when you spend — conversion, ATM, annual — is a different set of figures entirely.
Every exchange we track, including those not available in Germany
The same page for other countries
Built from the dataset on 6 Sep 2026. It changes when the figures change.