Binance

Binance Card (EEA)

Binance · Visa · prepaid · Custodial

ClosedVerified 6 Sep 2026

At $1,000/month spend with no stake, Binance Card (EEA) nets +$900 a year. According to Cardefi data, 12 of 14 key figures are verified from the issuer's pages, latest 6 Sep 2026.

direct — pays us nothing

Cashback at your stake: 8.0%
Min. stake for rewards: None
Annual fee: $0
FX fee: 2.0%
Net value / yr: +$900
Break-even: $0

Recalculate for a stake ofSpendchanges every number on this page

Cashback and net value by stake

Stake	Tier	Cashback	Net value / yr
$0 you Level 7 (historical)	Level 7 (historical)	8.0%	+$900

How this card scores

Same arithmetic as every card in the catalogue, with this card's numbers in:

Cashback at your stake	8.0% × $12,000	+$960
Yearly fees	annual $0 + 12 × $0	−$0
FX on 25.0% of spend	2.0% × $3,000	−$60
Locked stake, 5.0% opportunity cost	$0 × 5.0%	−$0
Net value per year		+$900

Fees in full

Every figure below carries the issuer's own words. Tap a source count to read them. A dash means we looked and the issuer does not say. How these fees compare across every card.

Annual fee	€0 / yearHistorical value; programme closed on 20 December 2023. Ordering and using the card were free 1 source “Ordering and using the Binance Card are free. However, if you need to replace your Card, we would charge a fee of €25. The full list of Binance Card fees can be found at Binance Card Fees and Limits.”[1] · secondary · captured 6 Sep 2026
Monthly fee	€0 / monthHistorical value; programme closed. No monthly fee: ordering and using the card were free 1 source “Ordering and using the Binance Card are free. However, if you need to replace your Card, we would charge a fee of €25. The full list of Binance Card fees can be found at Binance Card Fees and Limits.”[1] · secondary · captured 6 Sep 2026
Card issuance	€0Historical value; programme closed. First issuance of the virtual or physical card 0, reissuance of the physical card 25 EUR 1 source “The first issuance of the virtual or physical card \| 0 \| Reissuance of the physical card** \| 25 EUR”[5] · secondary · captured 6 Sep 2026
Foreign transaction (FX)	2.0%Historical value; programme closed. 0% on non-EUR transactions within Europe, 2% outside Europe; the upper end is recorded 1 source “Foreign transaction fee (non-EUR, within Europe) \| 0% per transaction \| Foreign transaction fee (non-EUR, outside Europe) \| 2% per transaction”[5] · secondary · captured 6 Sep 2026
Crypto conversion / spread	— not disclosedProgramme closed. A third-party conversion spread could apply on top of the listed fees; never quantified 1 source “*Please note that third party fees, network fees and a conversion spread may apply. You can check the costs/conversion rate applied for each transaction on your Binance Card in your account.”[5] · secondary · captured 6 Sep 2026
ATM withdrawal	2.0%Historical value; programme closed. 0% in EUR and in non-EUR within Europe, 2% outside Europe; the upper end is recorded 1 source “ATM withdrawal fee (EUR) \| 0% per withdrawal \| ATM withdrawal fee (non-EUR, within Europe) \| 0% per withdrawal \| ATM withdrawal fee (non-EUR, outside of Europe) \| 2% per withdrawal”[5] · secondary · captured 6 Sep 2026

Reward tiers, as the issuer states them

Tier	Requirement · rate · cap
Level 1 (historical)	0.1% · None · Cap: €5 / month of rewards · Paid in BNB 1 source “1 \| 0 BNB \| 0.1% \| 5 EUR”[3] · secondary · captured 6 Sep 2026
Level 2 (historical)	2.0% · None · Cap: €15 / month of rewards · Paid in BNB 1 source “2 \| 1 BNB \| 2% \| 15 EUR”[3] · secondary · captured 6 Sep 2026
Level 3 (historical)	3.0% · None · Cap: €25 / month of rewards · Paid in BNB 1 source “3 \| 10 BNB \| 3% \| 25 EUR”[3] · secondary · captured 6 Sep 2026
Level 4 (historical)	4.0% · None · Cap: €40 / month of rewards · Paid in BNB 1 source “4 \| 40 BNB \| 4% \| 40 EUR”[3] · secondary · captured 6 Sep 2026
Level 5 (historical)	5.0% · None · Cap: €50 / month of rewards · Paid in BNB 1 source “5 \| 100 BNB \| 5% \| 50 EUR”[3] · secondary · captured 6 Sep 2026
Level 6 (historical)	6.0% · None · Cap: €75 / month of rewards · Paid in BNB 1 source “6 \| 250 BNB \| 6% \| 75 EUR”[3] · secondary · captured 6 Sep 2026
Level 7 (historical)	8.0% · None · Cap: €100 / month of rewards · Paid in BNB 2 sources “7 \| 600 BNB \| 8% \| 100 EUR”[3] · secondary · captured 6 Sep 2026 “*Cashback is paid daily in BNB to your Funding Wallet. The Binance Card cashback program only applies to eligible purchases made with your Binance Card. The list of qualified merchants and conditions is subject to change by Binance’s sole discretion.”[1] · secondary · captured 6 Sep 2026

Limits

Spend per day	n/aProgramme closed. Historical daily limits (EEA card): purchases 870 EUR virtual, 8,700 EUR physical; ATM withdrawals 290 EUR 1 source “Virtual Card \| Purchases \| 870 EUR \| 500 EUR \| Physical Card \| Purchases \| 8,700 EUR \| 2,000 EUR \| ATM withdrawals \| 290 EUR \| 200 EUR”[5] · secondary · captured 6 Sep 2026
Spend per month	— not disclosedProgramme closed. Only daily limits were published (see spend_daily)

What we could not find

These figures matter for the score, and the issuer's public pages do not state them. Where we looked is listed under Sources.

Crypto conversion / spread. Programme closed. A third-party conversion spread could apply on top of the listed fees; never quantified
Spend per month. Programme closed. Only daily limits were published (see spend_daily)

Sources

5 pages captured and stored with a checksum. Quotes above are matched against these snapshots by script.

web.archive.org/web/20230718103139/https://www.binance.com/en/support/faq/an-overview-of-the-binance-card-7258c9d01cd04e58b4269ae5a86acb6d · secondary · 6 Sep 2026
cointelegraph.com/news/binance-shutting-down-european-visa-debit-card-december · secondary · 6 Sep 2026
web.archive.org/web/20240315230856/https://www.binance.com/en/support/announcement/updates-on-the-monthly-cashback-cap-for-eea-binance-card-and-binance-refugee-crypto-card-holders-615ec8baf9c5438c8ef899b98685447b · secondary · 6 Sep 2026
www.financemagnates.com/cryptocurrency/binances-visa-debit-card-services-in-europe-to-end-by-december/ · secondary · 6 Sep 2026
web.archive.org/web/20240119224217/https://www.binance.com/en/support/faq/binance-card-fees-and-limits-8a95adf442d646438f731ccec889b830 · secondary · 6 Sep 2026

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Access & funding

Regions: Countries not disclosed
KYC: full
Top-up: Funding Wallet, Spot Wallet as backup
Fiat: EUR
Assets: BNB, BTC, BUSD
Form: virtual + physical
Wallets: Google Pay

Risks to know

Custodial. The issuer holds your funds; check its licence below.

Who is behind the card

Brand / programme: Binance
Infrastructure: — not disclosed
Issuer of record: UAB Finansinės paslaugos „Contis“ (Contis Financial Services) (LT)
Licence: —
Network: Visa
Custody: Custodial · emi safeguarding

2 sources

“Binance Card is issued by the licensed entity UAB “Finansinės paslaugos „Contis” and distributed by Swipe. Your use of Binance Card is subject to the terms and conditions set out in the Cardholder Agreement.”[3] · secondary · captured 6 Sep 2026

“Binance Visa Debit Card issuer, Contis Financial Services plans to halt the issuance of the debit cards.”[4] · secondary · captured 6 Sep 2026

Status

Now: Closed
20 Oct 2023: Paused— Closure announced in the Binance FAQ dated 2023-10-20; existing cards kept working, replacement cards could be ordered until 6 December 2023
20 Dec 2023: Closed— EEA programme closed at 00:00 UTC; Binance accounts unaffected, Binance Pay offered as the alternative

“Binance Card services will no longer be offered in the EEA, but you can use your existing physical or virtual card as usual until 20 December 2023 00:00 (UTC+0). Your Binance account will not be affected. We apologize for any inconvenience.”web.archive.org · captured 6 Sep 2026

Where you can get it

EEA (historical): — countries not disclosed

2 sources

“With the Binance Card, every European resident can convert and spend cryptocurrencies in over 60 million online and physical stores. Follow these steps on how to order a Binance Card and learn important tips on how to use it.”web.archive.org · secondary · captured 6 Sep 2026

“The Binance Visa debit card was introduced in the EEA in September 2020. At the time, there were plans to introduce Binance cards in Russia and potentially the United States as well.”cointelegraph.com · secondary · captured 6 Sep 2026

Trust

Verified: 6 Sep 2026
Coverage: 12 of 14 key figures verified, 2 not disclosed
Confidence: B official sources only
Disclosure: help center
Source: web.archive.org
Link: direct — pays us nothing

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What to use instead of Binance Card (EEA)

Binance Card (EEA) is no longer open to new customers. These cards are the closest on what it offered — no staking, no fee, cashback, bitcoin, prepaid, Visa — ranked by net value at $1,000 a month.

Ripio Card — shares 6 traits +$195
Shakepay Visa Prepaid Card — shares 6 traits +$90
Bitrefill Card — shares 6 traits +$60
Gate Card — shares 6 traits −$12
MEXC Global Card — shares 5 traits +$480

Questions about this card

Answers are generated from the verified fields on this page. A question is only shown when the figure behind it has a source.

What does Binance Card (EEA) charge on foreign currency?: Binance Card (EEA) adds 2.0% on transactions in a currency other than the account currency.
Does Binance Card (EEA) charge an annual fee?: The annual fee for Binance Card (EEA) is $0.
How much cashback does Binance Card (EEA) pay?: Binance Card (EEA) pays up to 8.0%, which is the highest rate any of its tiers reaches.
Does Binance Card (EEA) work with Apple Pay or Google Pay?: Binance Card (EEA) works with Google Pay.
What does Binance Card (EEA) charge at an ATM?: Binance Card (EEA) charges 2.0% on ATM withdrawals. The ATM operator may add its own fee on top.
Who holds the funds behind Binance Card (EEA)?: The issuer does. Spending on Binance Card (EEA) draws on a balance held by the provider, not in a wallet you control.
Does Binance Card (EEA) require identity verification?: Yes. Binance Card (EEA) requires full identity verification before the card can be used.