Bybit Card in Brazil
Bybit · Mastercard · prepaid · Custodial
At R$3,000/month spend with no stake, Bybit Card nets +R$178 (+$35) a year — 5 of 11 cards available in Brazil. According to Cardefi data, 26 of 29 key figures are verified from the issuer's pages, latest 6 Sep 2026.
- Cashback at your stake
- 2.0%
- Min. stake for rewards
- None
- Annual fee
- $0
- FX fee
- 1.5%
- Net value / yr
- +R$178 at R$3,000/mo spend
- Break-even
- $0 yearly spend to cover fees
Cashback and net value by stake
| Stake | Tier | Cashback | Net value / yr | Rank in Brazil |
|---|---|---|---|---|
| $0 you Tier 1 (Base) | Tier 1 (Base) | 2.0% | +R$178 | 5 / 11 |
How this card scores
Same arithmetic as every card in the catalogue, with this card's numbers in:
| Cashback at your stake | 2.0% × $7,020 (cap) | +$60 |
| Yearly fees | annual $0 + 12 × $0 | −$0 |
| FX on 15.0% of spend | 1.5% + 0.9% × $1,053 | −$25 |
| Locked stake, 5.0% opportunity cost | $0 × 5.0% | −$0 |
| Net value per year | +R$178 |
Fees in full
Every figure below carries the issuer's own words. Tap a source count to read them. A dash means we looked and the issuer does not say. How these fees compare across every card. What this issuer charges to buy crypto with a card.
| Annual fee | R$0 / year1 source“Auto interest, no annual fees”[3] · landing · captured 6 Sep 2026 |
| Monthly fee | R$0 / month1 source“Earn competitive interest on your available balance automatically, with no annual fees.”[3] · landing · captured 6 Sep 2026 |
| Card issuance | R$0Virtual and physical cards free in Brazil1 source“(for virtual** and physical Bybit Card)”[2] · help_center · captured 6 Sep 2026 |
| Foreign transaction (FX) | 1.5%Plus 1% FX padding1 source“1.5%”[2] · help_center · captured 6 Sep 2026 |
| Crypto conversion / spread | 0.9%Minimum conversion 10 BRL1 source“Note: The minimum conversion amount is 10 BRL.”[2] · help_center · captured 6 Sep 2026 |
| ATM withdrawal | 2.0%After the first 550 BRL each month1 source“(after the first 550 BRL monthly)”[2] · help_center · captured 6 Sep 2026 |
FX 1.5%, against a median of 1.0% across the 11 cards available in Brazil (10 of them publish the figure) — 7th cheapest of them.
Annual fee $0, the same as the median across the 11 cards available in Brazil (8 of them publish the figure).
Reward tiers, as the issuer states them
| Tier | Requirement · rate · cap |
|---|---|
| Tier 1 (Base) | 2.0% · None · Cap: $5 / month of rewards · Paid in USDT1 source“Tier 1 (Base)”[4] · help_center · captured 6 Sep 2026 |
Limits
| Spend per month | — not disclosed |
What we could not find
These figures matter for the score, and the issuer's public pages do not state them. Where we looked is listed under Sources.
- Spend per month. Not disclosed.
Sources
4 pages captured and stored with a checksum. Quotes above are matched against these snapshots by script.
- learn.bybit.com/en/bybit-guide/buy-crypto-credit-debit-card-bybit · help_center · 6 Sep 2026
- www.bybit.com/en/help-center/article/Fees-and-Spending-Limits-Bybit-Card · help_center · 6 Sep 2026
- www.bybit.com/en/cards/ · landing · 6 Sep 2026
- www.bybit.com/en/help-center/article/Introduction-to-Bybit-Card-Rewards · help_center · 6 Sep 2026
Report a wrong figure
Compared with the next best in Brazil
Questions about this card
Answers are generated from the verified fields on this page. A question is only shown when the figure behind it has a source.
- What does Bybit Card charge on foreign currency?
- Bybit Card adds 1.5% on transactions in a currency other than the account currency.
- Is Bybit Card available in Brazil?
- Yes. Bybit Card lists Brazil among the countries where the card can be opened.
- Does Bybit Card charge an annual fee?
- The annual fee for Bybit Card is $0.
- How much cashback does Bybit Card pay?
- Bybit Card pays up to 2.0%, which is the highest rate any of its tiers reaches.
- Does Bybit Card work with Apple Pay or Google Pay?
- Bybit Card works with Apple Pay and Google Pay.
- What does Bybit Card charge at an ATM?
- Bybit Card charges 2.0% on ATM withdrawals. The ATM operator may add its own fee on top.
- Who holds the funds behind Bybit Card?
- The issuer does. Spending on Bybit Card draws on a balance held by the provider, not in a wallet you control.
- Does Bybit Card require identity verification?
- Yes. Bybit Card requires full identity verification before the card can be used.