Zypto Premium VISA Card
Zypto · Visa · prepaid · Custodial
Zypto Premium VISA Card does not publish its cashback terms; net value is computed on fees only, so at $1,000/month spend the card costs $45 a year. According to Cardefi data, 2 of 8 key figures are verified from the issuer's pages, latest 5 Sep 2026.
- Cashback at your stake
- not disclosed
- Min. stake for rewards
- —
- Annual fee
- —
- FX fee
- —
- Net value / yr
- −$45 at $1,000/mo spend
- Break-even
- — not computed: cashback rate not published
Cashback and net value by stake
| Stake | Tier | Cashback | Net value / yr |
|---|---|---|---|
| $0 you Premium | Premium | not disclosed | −$45 |
How this card scores
Same arithmetic as every card in the catalogue, with this card's numbers in:
| Cashback at your stake | not disclosed | — |
| Yearly fees | annual $0 + 12 × $0 | −$0 |
| FX on 25.0% of spend | 1.0% assumed + 0.5% assumed × $3,000 | −$45 |
| Locked stake, 5.0% opportunity cost | $0 × 5.0% | −$0 |
| Net value per year | −$45 |
Fees in full
Every figure below carries the issuer's own words. Tap a source count to read them. A dash means we looked and the issuer does not say. How these fees compare across every card.
| Annual fee | — not disclosed |
| Monthly fee | $0 / month1 source“Monthly fee$0”[1] · landing · captured 5 Sep 2026 |
| Card issuance | — not disclosedCard price not on the captured pages |
| Foreign transaction (FX) | — not disclosed |
| Crypto conversion / spread | — not disclosed |
| ATM withdrawal | — not disclosed |
Reward tiers, as the issuer states them
| Tier | Requirement · rate · cap |
|---|---|
| Premium | not disclosed · None · Cap: not disclosed · Paid in ZYPs |
Limits
| Spend per month | $1,000,000 / month1 source“$1M per month spend, $175K per swipe & online”[1] · landing · captured 5 Sep 2026 |
| ATM per month | $22,500 / month1 source“High ATM limits, up to $22,500 per month”[1] · landing · captured 5 Sep 2026 |
What we could not find
These figures matter for the score, and the issuer's public pages do not state them. Where we looked is listed under Sources.
- Annual fee. Not disclosed.
- Card issuance. Card price not on the captured pages
- Foreign transaction (FX). Not disclosed.
- Crypto conversion / spread. Not disclosed.
- ATM withdrawal. Not disclosed.
- rate. Rewards in ZYPs (Rewards Hub) without rates
Sources
1 page captured and stored with a checksum. Quotes above are matched against these snapshots by script.
- zypto.com/personal/crypto-cards/ · landing · 5 Sep 2026
Report a wrong figure
Questions about this card
Answers are generated from the verified fields on this page. A question is only shown when the figure behind it has a source.
- Does Zypto Premium VISA Card work with Apple Pay or Google Pay?
- Zypto Premium VISA Card works with Apple Pay and Google Pay.
- Who holds the funds behind Zypto Premium VISA Card?
- The issuer does. Spending on Zypto Premium VISA Card draws on a balance held by the provider, not in a wallet you control.
- Does Zypto Premium VISA Card require identity verification?
- Yes. Zypto Premium VISA Card requires full identity verification before the card can be used.