Bing Card Exclusive (Virtual)
Bing Card · other · prepaid · Custodial
Bing Card Exclusive (Virtual) pays no rewards, so at $1,000/month spend the card costs $57 a year. According to Cardefi data, 4 of 7 key figures are verified from the issuer's pages, latest 6 Sep 2026.
- Cashback at your stake
- 0.0%
- Min. stake for rewards
- —
- Annual fee
- — issuance $25
- FX fee
- —
- Net value / yr
- −$57 at $1,000/mo spend
- Break-even
- Never yearly spend to cover fees
Cashback and net value by stake
| Stake | Tier | Cashback | Net value / yr |
|---|---|---|---|
| $0 you Exclusive | Exclusive | 0.0% | −$57 |
How this card scores
Same arithmetic as every card in the catalogue, with this card's numbers in:
| Cashback at your stake | 0.0% × $12,000 | +$0 |
| Yearly fees | annual $0 + 12 × $1 | −$12 |
| FX on 25.0% of spend | 1.0% assumed + 0.5% assumed × $3,000 | −$45 |
| Locked stake, 5.0% opportunity cost | $0 × 5.0% | −$0 |
| Net value per year | −$57 |
Fees in full
Every figure below carries the issuer's own words. Tap a source count to read them. A dash means we looked and the issuer does not say. How these fees compare across every card.
| Annual fee | n/a |
| Monthly fee | $1 / month1 source“There is a 1 USD monthly maintenance fee for Exclusive cards, and no fee for Star cards.”[1] · help_center · captured 6 Sep 2026 |
| Card issuance | $251 source“The issuance fee for Exclusive virtual cards is 25 USD.”[1] · help_center · captured 6 Sep 2026 |
| Foreign transaction (FX) | — not disclosed |
| ATM withdrawal | n/a |
| Top-up | 0.011 source“There is a 1% fee for transactions below 10 USD, and a 1% fee for deposits and withdrawals.”[1] · help_center · captured 6 Sep 2026 |
Reward tiers, as the issuer states them
| Tier | Requirement · rate · cap |
|---|---|
| Exclusive | 0.0% · None1 source“Bing Exclusive Virtual Crypto Card is a virtual banking card similar to other virtual debit cards but based on cryptocurrency, with the lowest fees in the market.”[2] · landing · captured 6 Sep 2026 |
Limits
| Spend per month | $100,000 / month1 source“The monthly transaction limit for Exclusive virtual cards is $100,000.”[1] · help_center · captured 6 Sep 2026 |
| minimum initial balance | $211 source“The minimum initial balance for cards is $21.”[1] · help_center · captured 6 Sep 2026 |
What we could not find
These figures matter for the score, and the issuer's public pages do not state them. Where we looked is listed under Sources.
- Foreign transaction (FX). Not disclosed.
Sources
2 pages captured and stored with a checksum. Quotes above are matched against these snapshots by script.
- www.bingcard.com/faq · help_center · 6 Sep 2026
- www.bingcard.com/bing-exclusive-virtual-card · landing · 6 Sep 2026
Report a wrong figure
Availability and terms by country
One row per country with a Cardefi hub, read from the issuer's own country lists. 0 countries are listed as available in total.
| Country | Status | Issuer / licence |
|---|---|---|
| United States | Blocked |
Questions about this card
Answers are generated from the verified fields on this page. A question is only shown when the figure behind it has a source.
- Who holds the funds behind Bing Card Exclusive (Virtual)?
- The issuer does. Spending on Bing Card Exclusive (Virtual) draws on a balance held by the provider, not in a wallet you control.
- Does Bing Card Exclusive (Virtual) require identity verification?
- Bing Card Exclusive (Virtual) can be opened without identity verification. Limits and available countries are usually narrower as a result.